Izizathu ezi-5 zokungahlanganisi iBhanki yaBantu kunye neBusiness Small

Enye yezinto ezisiseko zokuqhuba ishishini elincinci libeka i-akhawunti yebhanki yebhanki. Lo msebenzi osisiseko weshishini udlalwa ngabangelwa ngabaqeqeshi bamashishini abatshintshiweyo kunye nabasebenzi bexesha elizeleyo abadibanisa imali kunye nemali yoshishino. Eyona nto ibonakalayo, imali yokudibanisa ixhaphake phakathi kwamashishini angamaxesha amashishini afana nabathengisi bee-multi-level kunye nabanini-bucala bezodwa abazisebenzisayo njengabaphathi be-realtors kunye nabacebisi.

Nabo abanikazi bezentengiselwano nabasebenzi abancinane bazama ukucwangcisa ukuthengiswa kwebhanki kwiibhanki zabo zebhanki ukwenzela ukunciphisa iindleko kunye neemali zebhanki.

Ukuba uwela kuzo naziphi na iindidi, unokuba udala iingxaki ezinokwenzeka kwi shishini lakho kwixesha elizayo.

Ezi zilandelayo zizathu ezihlanu zokuhlula i-akhawunti yakho yasebhanki yebhanki kwi-akhawunti yakho yasebhanki, nokuba ngaba ungumnikazi wedwa wecandelo elisebenzayo.

Ukwahlula kweBhizinisi loLuntu

Ngokwe-Internal Revenue Service, amashishini kuphela anokurhola iindleko zoshishino . Kwaye, kukho izikhokelo ezichanekileyo zokumisela ukuba iqumrhu li shishini okanye idobo. Ukuba iindleko ozenzayo ziqhuba ibhizinisi lakho zihamba ngeakhawunti yakho yasebhanki yakho, unokuthi unike i-IRS ingcinga yokuba ibhishini lakho liyi-hobby. Kwaye, ukuba uphicothiwe, uza kuba nzima ukukholisa urhulumente osebenzayo kweli shishini.

2. Ixesha leRhafu yoNyaka

Xa ixesha leserhafu lijikeleze kwaye kufuneka uvakalise ingeniso kunye neendleko ezihambelana nezoshishino lakho, zonke iinkqubo zakho zokuthengiselana ziya kufuneka zihlukane kwiintengiso zakho.

Kuya kuba yindlala yokuchitha ixesha xa ufanele uhambe kuyo yonke into kunye nokufumana (ukuya kwi-10.00 ride ride) ukuze uhlukanise ishishini kwi-siqu.

3. I-Limited Audit Trail

Urhulumente wase-US akafuni ukuba ube nendlela yokugcina irekhodi okanye i-akhawunti yebhanki eyahlukileyo kulo mba.

Nangona kunjalo, lifuna ukuba nayiphi na indlela oyisebenzisayo, zonke iirekhodi zichanekile, zizalisekile, zihlala zihlala zize zibonise ingxelo ecacileyo yengeniso kunye neentlawulo. Ukubonelela ngesitatimende sezohlukeneyo zoshishino kunye nerekhodi kuza kunika umkhondo ocacileyo wokuphicotha.

4. Ukungaphumeleli kweeDeductions

Ukudibanisa ibhanki yakho yebhanki yebhanki kunye nebhanki yakho yebhanki kudala ukudibanisa ukudibanisa kwemicimbi kwi- akhawunti yakho ye- akhawunti . Ingona ebaluleke kakhulu kukuba kulula ukungawunaki ukuxothwa onokufumana. Ingaba ulungiselela ukubuyiswa kwakho kwerhafu okanye usebenzise i-akhawunti, ukugcinwa kwerekhodi edibeneyo kuya kukuhlawula ixesha, imali kunye nokuhlawulwa kweemali.

5. Ukungabikho kobugcisa

Ukuba unabathengi ababhalela ukuhlola, ukubhala isheke usebenzisa igama lakho ngokuchasene neempawu zezoshishino zakho ukuba awuyena msebenzi omkhulu. Nangona ishishini lakho lixesha lexeshana kwaye usebenza ukusuka kwikhaya lakho, thabatha umsebenzi wakho ngokukodwa kunye nabaxumi bakho nabo.

Thatha ixesha lokuvula i- akhawunti yebhanki yebhanki ukuze wenze lula ukugcinwa kwerekhodi kunye nobomi. Imirhumo yebhanki yebhanki kunye nezobugcisa ziyahlukahluka kwiziko lemali, ngoko ke uthengise ngeenxa zonke. Naluphi na iindleko, iinzuzo kwi shishini lakho ziya kuba zikhulu kakhulu kwiindleko zokuvula i-akhawunti yebhishini.

Ngaphezu koko, iifizi zebhanki zebhanki zeshishini zithengiswa ngenye irhafu njengendleko. Nokuba ufuna ukucinga ukuba ishishini lakho liyakhula kwikamva, kwaye ngale ndlela uza kulungiswa.