Iimpazamo zokugwema xa uhlawula umcimbi wakho
Injongo yeeNcwadi ezimfutshane zokuThengisa ubunzima
Uninzi lweebhanki kunye nabanye ababolekisi baya kufuna ukuba ungenise ileta yobunzima njengenxalenye yephayiphu yakho yokuthengisa emfutshane.
Le leta yithuba lakho lokuchazela umboleki wakho izizathu ongenakukwazi ukwenza inkokhelo yakho yenyanga. Kule leta, kufuneka ukwenze kucace kumntu-mboleko ongenalo ubuchule bemali yokwenza nayiphi na intlawulo kwixesha elizayo ekhaya kwaye kuya kuba ngumdla omkhulu kwibhanki ukwamukela ukuthengiswa kwakho okufutshane.
Izinto Ezi-5 Azingayisho Kwileta Yobunzima
Kukho izinto ezinokuthi uzenze okanye wenze kwileta enzima yokuthengisa iincwadi ezinokugcina isicelo sakho sokuthengisa esifutshane ukuba sivunyiwe. Ufuna ukuphepha ezi mpazamo! Nazi izinto ezintathu ongayithethi kunye nezinto ezimbini ongazizenzi kwileta yakho.
Musa Ukunika Ithemba Ngekamva
Uzama ukuxoxisana nentengiso emfutshane kuba awukwazi ukuthenga imali yakho. Ukuba unika umnini-mboleko isizathu sokukholelwa ukuba le nkathazo iphela yesikhashana, abayikuvuma ukuthengisa okufutshane. Ungathethi ukuba unethemba lokuba imeko yakho yezemali iya kuphucula kungekudala.
Ngabantu abaninzi bekhangela ukufutshane bathengise ipropati yabo, ukuba umbolekisi ukholelwa ukuba imeko yakho ingajika, baya kubheka ukuvumela ukuthengiswa okufutshane kumntu onobumba bakhe obunzima obunemeko yezemali engayi kuphucula. Kufuneka uqinisekise umnini-mboleko ukuba imeko yakho ayiyi kuphucula kwaye ipropati iya kufakwa kwi-foreclosure ukuba ukuthengisa okufutshane akuvunywanga.
Ungathethi Ubunzima obubangelwa yimisebenzi echaphazelekayo
Ungalindeli ukuba umboleki-mboleko abe novelwano xa ulahlekelwe yonke imali yakho yokugembula, uchithe kwiziyobisi kunye notywala okanye ulahlekelwe ngumthombo wakho ngeniso ngenxa yexesha elide ejele. Kukho abanye abaninzi abaza kuba bathengisa abathengi abancinci abalindile kumaphiko abaneengxaki zemali ezinzulu ngenxa yezizathu ezibuhlungu ezinjengokulahlekelwa ngumsebenzi okanye ukufa kwintsapho. Umboleki ufuna ukubona umntu ojongene nokuzama ukuhlawula amatyala akhe kodwa akakho enye indlela yokuphuma ngaphantsi kwamanzi kweli nqanaba.
Ungathethi Ngaphandle Imali Unako Ukufikelela
Musa ukuthetha ngamandla akho okufumana imali engakumbi kwileta yakho yobunzima. Oku kungabonakala kubonakala, kodwa akusoloko kunqunywe kwaye kuyomile. Unokucinga ukuba uchaza imeko engafanelekiyo, kodwa umboleki-mboleko angakubheka ingxelo yakho ngokufanelekileyo.
Ngokomzekelo, unokuba uchaza ukuba uye wakhathala zonke izixhobo zakho uzama ukuhlawula amatyala akho. Unokuthi, "Bafuna ukuba wenze ntoni, uboleke imali eyi-15,000 kwi-udade wakho?" Ukuba umnini-mboleko ucinga ukuba unodade onokukuboleka imali eyi-15,000, awuvumelekanga ukuthengiswa ngokufutshane okanye kufuneka ubeke kwigalelo lomthengisi xa kuthengiswa okufutshane.
Musa ukusebenzisa olu hlobo lomzekelo ukubonisa ubungqina. Ungafaki nayiphi na imali eyongezelelweyo onokuyifumana kuyo, nangona ingaba yindlela yokufunda.
Musa ukubhala kakhulu
Amasebe okunciphisa alahlekileyo aya kuba neenkulungwane okanye amawaka ezinobumba obunzima, ukuze ugcine ileta yakho mfutshane kunye nendawo. Chaza oko kwabangela ubunzima bakho, ukuba uzame ukulungisa njani imeko kwaye kutheni ubunzima bekungayi kuphucula kwaye ukuthengiswa okufutshane kukukhetha kwakho kuphela ngaphambi kokuvalwa. Zama ukugcina incwadi yakho yobunzima kwikhasi elide ubude.
Ungasebenzisi iSifanekiso
Uyakhumbula xa usebenzisa isicelo kwiikholeji kwaye kufuneka ubhale iincwadana zekholeji eziyikrakra? Ukongezelela kokubonisa ukuba unokwenza izivakalisi ezipheleleyo, injongo yale ncoko yayikubonisa iyunivesithi into ekhethekileyo ngawe kwaye yintoni eyahlukana ngayo nabanye abafake izicelo.
Kwakunjalo nangobhaliso obunzima bokuthengisa. Umboleki ufuna ukuva malunga neemeko zakho ezizodwa. Abafuni ukufunda i-template ethile oye kwi-intanethi. Kule minyaka yobuchwephesha, iincwadi ezibhalwa ngesandla zidla ngokuthinteka.