Ngokomzekelo, iimali-mboleko zebhanki zorhwebo zifaneleke ngokufanelekileyo kumashishini aye ajikeleze ixesha elide kwaye abonise ukuhamba ngokukhawuleza kwenzuzo eyenza ukuba kubhekele iibhentshi ezikhuselekileyo.
Ngakolunye uhlangothi, kwiinkampani ezintsha kunye ezikhulayo, ukubekwa kwabazimeleyo kuyindlela ekhangayo.
Yintoni Ubekwa Ngasese?
Ukubekwa bucala, okanye utyalo-mali obuthile, imali etyalomali kwinkampani yakho evame ukuvela kubarhwebi abazimeleyo ngendlela yeempahla, kwaye ngezinye izibophelelo. Eyona nto ibonakalayo, ininzi yolwabiwo-mali yangasese ivela kwiimali zempesheni, amachibi otyalo-mali, amabhanki kunye nenkampani zomshuwalense.
Nangona kunjalo, ukubekwa kwabazimeleyo kubakho kumnini-shishini lomncinci kwaye uhlala ungabibizi kwaye kulula kunokuba uthathe inkampani yakho. Kwaye, eUnited States, ukubekwa ngasese akudingeki ukuba kubhaliswe kunye neKhomishana yoTshintsho lweeNgcaciso. Ummiselo D yindlela eyaziwa kakhulu yendawo yokuzimela yangasese.
Izinzuzo zoButyebi BwaBucala
- Isilinganiselo esiphakamileyo sokuguquguquka kwintlawulo yemali evela kwii-100 000 ukuya kwii-10 ukuya kwi-$ 20 yezigidi zeedola ezibandakanya ukudibanisa amatyala, ubulungisa, okanye ityala kunye nokulingana kwemali.
- Abatyalomali banomonde kunokuba baxhomekeke kumsebenzi-mali, ngokusoloko befuna i-10% ukuya kwi-20 ekhulwini bayabuya kwi-investments kwixesha elide leminyaka emi-5 ukuya kwe-10.
- Iindleko ezincinci kakhulu kunokuba zifike kwiimali-mboleko zentengiso okanye zithengise isitotye kuluntu njenge-IPO (Ukunikezelwa koLuntu kuqala).
- Ifomu ekhawulezayo yokunyusa imali kuneemarike eziqhelekileyo zokuthengisa .
Ngubani Okhethiweyo Wokunikezelwa Kwempahla Yemfihlo?
Ummeli omncinci wezamashishini omncinci yinkampani esecaleni lesithathu lemali kwaye lifuna ukukhula okanye ukwandiswa kwemali. Abanini bamashishini abancinci banokucinga ukuba ukubekwa ngasese kusebenza ekuqaleni ukuphuhliswa kwemveliso xa iqela ligqibile ukuphuhliswa kwemveliso kwaye liqhuba isifundo-mali sokwenza imali kunye nesicwangciso soshishino kodwa ukuqala-mali ngemali ngokuqhelekileyo kuvela kubatyalo-mali besithunywa.
Apho Unokufumana Ukufakwa Kwangasese
Imali evela kwiindawo ezizimeleyo zivela kubafaki-zimali abavunyelweyo bachazwe yi-SEC ye-Règle 501 phantsi koMgaqo-D njengoko:
- Umntu ofumana i $ 200,000 ngonyaka.
- Umzi onomvuzo we-$ 300,000 ngonyaka okanye ikhaya elinomvuzo ongenani elingaphezulu kwama-dollar ayi-1 yezigidi.
- Iimali zentengo, ezinye iibhanki kunye namanye amaziko,
Ukufumana ezi ndawo ezizimeleyo, qhagamshelana nababhanki, amagqwetha, kunye nabagcini-zimali abaza kunxibelelanisa ishishini lakho elincinci kunye no-zimali-mali ozimeleyo.
Okokufunayo kwiNgqesho yabucala
- Ufuna isicwangciso seshishini esicacileyo .
- Kufuneka ube nememorandam yokubeka ngasese (PPM) ekudaleni iinkcukacha ezipheleleyo ezijikeleze utyalo-mali kunye nezoshishino.
Uzakufuna iqumrhu lomthetho okanye igqwetha eliye lafumana amaziko angasese.
Ngokwemali engancinci yentengo kwimarike yemasheya, iimarike zentengiso yabucala yindlela ekhangayo kubatyali kunye namashishini amancinci.
Ukubekwa kwangasese kunika uhlobo olufanelekileyo lwezemali ngaphandle kweengxaki zokuthatha inkampani yoluntu kunye nokuvuma ukulawula.