Ukuba Unayo iBhili-ntlawulo yeNtengiso yeBusiness - Into oyenzayo
Ufumanise ukuba unerhafu enkulu yerhafu yokurhweba. Ingaba wenza ntoni?
Ngelishwa, oku kwenzeka rhoqo. Emva kokuba ucebile kwaye uqokelele iingcamango zakho, qalisa ukuxoxa ngamathuba akho kunye neCPA yakho. Unokucela i-IRS ukuba yandise ixesha lokuhlawula. Kodwa ukufaka isicelo sokongezwa kwerhafu akuyi kunceda, kuba usalokhu uhlawule irhafu ngosuku lokuqala, nangona uhambisa isandiso.
Umrhumo wakho werhafu unokubandakanya irhafu yengeniso kunye neerhafu zengqesho ezizimele ezifunekayo ngokusekelwe kwingeniso yakho yoshishino. Zingaquka kwakhona irhafu yerhafu ebhizinisini lakho kwaye awukwazi ukuhlawula.
1.Ask i-IRS malunga nesivumelwano sekhovishini okanye enye enye inkokhelo. Unokwazi ukufumana uncedo kwi-IRS ngendlela yesivumelwano se-installment. Ukuba unetyala elingama-25,000 okanye ngaphantsi, unako ukufaka isicelo kwi-intanethi. Ukuba unetyala elingaphezulu kwama-25,000, kukho ezinye iindlela zokufaka ifayile yesivumelwano sokufakelwa.
Nazi ezinye iindlela zokusebenza kunye ne-IRS ukuhlawula irhafu yakho yerhafu yoshishino:
- Unokucela ukulibaziseka okwethutyana kwingxowa yerhafu yerhafu. I-IRS yenza isigqibo sokuba uvumelekile ukulibaziseka, ngokusekelwe kwisimo sakho semali. Ukulibazisa akuyi kubakho i-bill tax.
- Unokwazi ukuhlawula kwiimfakelo. Ewe, kukho iifayili eziqhotyoshelweyo, kwaye kufuneka uhambise irhafu yakho yentlawulo.
- Unako ukufumana ilungelo lokunikezela, uhlawule ityala lakho lentlawulo ngaphantsi kwexabiso elipheleleyo.
Hlola le khasi lewebhu le-IRS ukuze uthole iinkcukacha ezingakumbi malunga nale ndlela yokuhlawula irhafu.
Ukuboleka imali yakho kwibhanki yakho. Unokucela ibhanki yakho ngenkunzi eyongezelelweyo yebasebenzi (ngokukodwa umgca wekhredithi) o ukukhupha le ntlawulo yerhafu.
Kuya kuba neendleko, kodwa ubuncinci uya kuphephela irhafu kunye nezohlwayo.
3. Ukuboleka imali kuwe. Qaphela apha; eli akusiyo ixesha lokufumana imali yesibini kwikhaya lakho; indlu yakho inganciphisa inzuzo. Ukuba unayo inzuzo yemali kwimigaqo yokuphila yonke, unokufuna ukuyisebenzisa. Ukuba unayo imali kwi-IRA kwaye ungaphezu kwama-59 ½ okanye uzimisele ukuthatha isohlwayo, unako ukuyifumana imali. Unayo imali yemali-mboleko kwishishini lakho okanye utyalomali kwishishini lakho. Ingaba iimali mboleko okanye utyalo-mali sisigqibo esekelwe kwiimeko zakho.
I-Rosemary Peavler, kwizeMashishini ezeMashishini, inezinye iindlela zokusebenzisa iimali zakho zokuxhasa imali yerhafu yakho okanye ezinye iimfuno zexesha elifutshane.
4. Ukuboleka kumhlobo okanye ilungu losapho. Oku akuyona imeko efanelekileyo, kuba kukho "imicu" edibeneyo. Ezinye izinto zibandakanya ukucela umntu ukuba angene ngemvume kwimali-mboleko kwishishini lakho, ezinye iimbono zokuboleka kwintsapho ingaba ngamanqaku ekhredithi yolungu lentsapho. Enye indlela efana nayo inokuba yintengiselwano yontanga. Ukubolekisa oontanga bakho kukuvumela ukuba uboleke kubantu abangaziwayo, kwaye unokongeza isakhiwo kunye nokuphendula kwiimboleko zomhlobo okanye iintsapho.
5. Sebenzisa amakhadi ekwereta. Ukusebenzisa amakhadi ekhredithi ukuxhasa iintlobo ezahlukeneyo zemfuno zezemali zoshishino ziya kuba zixhaphake. Kodwa ukuxhaswa kwebhanki yakho yerhafu kunye nekhadi lesikweletu kufuneka kube yinto yakho yokugqibela, ngaphandle kokuba unetyala elifanelekileyo kwaye unokufumana umyinge we-0% wenzala. Ukuba i-credit yakho yinto enhle, kufuneka ube nako ukufumana imali mboleko yebhanki ngokulula kwizinga eliphantsi.
Emva kokuba uhlawule umrhumo werhafu ...
Emva kokuba ufumanise oko uza kwenza, nantsi eminye imibuzo ofuna ukuyibuza, ngoko awuyi ku funeka uphinde uqhube ngoku.
- Ukuba unayo i- CPA yenza irhafu yakho, wayengazi njani ukuba ishishini liza kubakhokelela kangaka? Ukuba ukhangele iingxelo zam ngekota, ufanele uzibone oku kuza kwaye wandixelela ukuba ndenze iintlawulo eziqikelelwayo.
- Ukuba uthe wenza irhafu yeshishini lakho , ngubani na oza kusebenzisa njengeCPA kunyaka ozayo?
- Kwaye, kuzo zombini iimeko, uza kujonga njani uqobo, ukuqinisekisa ukuba akufanele uhlawule umrhumo omkhulu weerhafu ongalindelekanga?
Ndingenza njani iintlawulo ezilinganisiweyo?
Ukuba kubonakala ngathi uza kuqhubeka nokuhlawula ibhilikhi enkulu yerhafu ngonyaka, kuya kufuneka uqale ukucwangcisa ukuyihlawula usebenzisa iintlawulo eziqikelelwayo, ukuphepha ukuhlawulwa kweentlawulo kunye nezohlwayo zingaphantsi kwentlawulo ngonyaka ozayo. Ukuqala ngoku, yenza ukubala ngokubanzi kwerhafu yakho yerhafu yoshishino kunyaka okhoyo, kwaye uqale ukwenza iintlawulo zerhafu eziqikelelweyo. Inkokhelo yokuqala yokuqikelelwa yonyaka ivela ngo-Apreli 15, Julayi 15, ngo-Oktobha 15., ngoJanuwari 15 wonyaka olandelayo.