I-Guaranty yeSigqeba seMali-mboleko esincinci kumaVeteran kunye nabo bahlala nabo
Ulawulo lwe-Small Business Management ( SBA ) luye lwazisa i-Patriot Express Pilot Loan Initiative kubadala bezilwanyana, amalungu omkhosi wabasemkhosini kunye nabatshatileyo abafuna ukuqala okanye ukwandisa ishishini elincinci kwaye bafuna iimali-mboleko zentengiso ezincinci ukwenza njalo.
Ngubani ofanelekayo kwi-Patriot Express Imali-mboleko yeMashishini amancinci?
I-Patriot Express Iingxowa-mboleko zorhwebo ezincinci zinikezelwa kumalungu asekuhlaleni amagosa, kuquka:
- Oomkhosi
- Abadala bezilwanyana abakhubazekile
- Amalungu enkonzo esebenzayo asebenzayo afanelekileyo kwiNkqubo yoNcedo lokuTshintsho yoMkhosi
- Abahlali beSizwe kunye neSizwe soLondolozo
- Abatshatileyo banamanye apha ngasentla
- Umlingane ongumhlolokazi ilungu leenkonzo okanye umlindi oshonile ngexesha leenkonzo okanye ukukhubazeka okuxhaswa ngeenkonzo
Ziziphi iintlobo zeeNgxowa-mali zincinci?
Khumbula, i-SBA ayiboleki imali. Iqinisekisa ukuhlawulwa kwemali-mboleko emancinci yezo shishino, ekhulula iimali ukuba amashishini amancinci angenakho ukufaneleka ngemimiselo eqhelekileyo yokubolekisa. I-Patriot Express iimboleko zorhwebo ezincinci ziwela kwi-SBA ye-Basic 7 (a) Inkqubo ye-Guarantey yeMboleko. Ezi ziyimali-mboleko eziphambili ze-SBA ezinikezelwa yi-SBA. Imali eqinisekisiwe kwiSiseko esiSiseko 7 (a) Imali-mboleko ye-SBA ingasetyenziselwa iinjongo zoshishino ezahlukeneyo kubandakanywa inkxaso-mali yemali yokusebenza, uomatshini kunye nezixhobo, ifenitshala kunye nokulungiswa kwempahla, umhlaba kunye nezakhiwo, ukuphucula umnqweno phantsi kwezivumelwano zokuqeshisa, kwaye, phantsi kweemeko ezizodwa, ukuhlaziya phambi kwetyala.
Oku ngakumbi kwi-Basic 7 (a) Imali ye-SBA .
Yiyiphi Ubuncinane boLimo lweZimali zorhwebo?
Amatyala amancinci amatsha ePatriot Express anikezelwa ngethungelwano lwe-SBA yabathathi-nxaxheba belizwe lonke. Imali iyafumaneka ukuya kwii-500 000 zamaRandi kwaye iyafaneleka ukuba i-Guarantee yemali ephezulu ye-SBA ibe ngama-85 ekhulwini kwiingxowa-mboleko ze-150,000 okanye ngaphantsi ukuya kuma-75 ekhulwini kwiimali-mboleko ezingaphezu kwama-150,000 ukuya kwii-500,000 zamawaka.
Iimboleko zorhwebo ezincinane ngaphezu kwama-350,000, ababolekisi bafuneka ukuthatha yonke into ekhoyo.
Luhlobo luni lweMali yokuHlaba kwiSatifikethi kufaka isicelo kule Mivuzo?
I-Patriot Express Iingxowa-mboleko ezincinci zezo shishino zenza i-SBA inzala ephezulu kakhulu yeentengo zemboleko zoshishino, ngokuqhelekileyo i-2.25 ekhulwini ukuya kuma-4.75 ekhulwini ngaphezu kweyonke ngokuxhomekeke kubukhulu kunye nokukhula kwemboleko.
Ngaba i-Patriot Express Programme inomhla wokuphela?
I-Patriot Express Pilot Loan Initiative iza kusebenza ngoDisemba 31, 2010, emva koko i-SBA ithi iya kuhlola indlela esebenza ngayo kwaye yenza isigqibo sokuba uguqule kunye / okanye uqhube phambili.
Ndingafaka phi i-Patriot Express Loan?
Izithili zengingqi ze-SBA zineenkcukacha zabathengi ababonelela ngeengxowa-mboleko zorhwebo ezincinci kwiindawo zabo.
Yiyiphi enye into evezwe kulolu hlelo lweSBA Loan?
I-SBA iya kuvumela imigqa ebolekileyo yekhredithi phantsi kwe-Patriot Express Pilot Loan Initiative.
I-Patriot Express Pilot Loan Initiative iza kwamkela amanqaku amaninzi kwaye ihambelaniswe iinkqubo kunye neenkqubo ze-SBA ye-SBAExpress yeprojekthi yemboleko yeshishini, nto leyo ithetha ukuba iya kunika ixesha elikhawulezayo lokunikezela kwezibonelelo zemali-mboleko emancinci.
I-SBA kunye nabalingani bayo boxanduva bajolise kwiimvavanyo ezongezelelweyo malunga nokucebisa kunye nokuqeqesha ukuxhasa inkqubo encinci yemboleko yemashishini.
INKQUBO (umlingani we-SBA) unikezela ngeengcebiso ze-intanethi kwi-intanethi kumaziko asebenza umhlala-phantsi asebenzileyo. Banikeza iingcebiso ngezoshishino kummandla wamajoni 24/7 ngexesha eliphendulayo leeyure ezingama-48. UKUQULISWA KWEENKQUBO ZABASEBENZI BABASEBENZI BAMASEBENZI bafumaneka kwi: www.score.org/veteran.html.
Ziziphi ezinye iinkonzo ii-SBA ezibonelela ngamalungu e-Military?
Ukongeza kwiimboleko zentengiso emancinci phantsi kweprojekthi yayo yePatriot Express, i-SBA inezikhundla zokuphuhliswa kwamapolisa kwiofisi zesithili kuwo wonke umbuso obonelela ngamalungu asekuhlaleni amagosa ekufikeleleni ngokupheleleyo kwiinkalo zeenkonzo ze-SBA kunye neenkonzo. Kukho kwakhona amaZiko okuPhumela aMaTsha aMahlanu ase-Veterans ase-Albany, NY, ePittsburgh, PA, eLynn Haven, FL, e-Edinburg, TX naseSacramento, CA.
Kulabo asebebancinci abanikazi bamashishini kwaye balindela ukubizelwa kwintsebenzo yempi, i-SBA kunye namaqabane asebenzayo anokuncedisa:
- Ukulungiselela amashishini abo amancinci ngaphambi kokuthunyelwa
- Ukulawula amashishini abo amancinci
- Ukuthengisa izinto kunye neenkonzo kurhulumente
- Ukufumana enye inkxaso ye-SBA kunye noncedo lwezemali
- Ukufumana iMali-mali yokuLawulwa kweNtlekele yezoLoqosho (MREIDL) imali-mboleko eyi-$ 1.5 yezigidi zamashishini amancinci agcina ukulimala koqoqosho ngenxa yokuba umnini okanye umqeshwa obalulekileyo ubizwa ngokuba ngumsebenzi osebenzayo njengomkhosi wezempi.
Ndingafumana phi ulwazi oluthe xaxa kule Mivuzo yeMashishini amancinci?
Ulwazi olongezelelweyo kwi-Patriot Express mboleko yemicimbi yamancinci ibonakala kwiwebhusayithi ye-SBA kwi: http://www.sba.gov/patriotexpress/index.html. Uyakwazi ukufumana i-Ofisi yakho yesithili seSBA ngokusebenzisa i sixhobo kwi http://www.sba.gov/localresources/index.html