Iingcebiso ze-Intshurensi yesiThuthi kunye neziNcithakalo

Intshurensi yetayitile yendawo yeyona ndawo iyimfuneko ebalulekileyo kwiintengiso zokuvala. Njengoko igama lithetha, liqinisekisa isihloko sendawo ukuze kuzuze umthengi. Inyhuwalense yeSihloko yinkqubo yokukhusela ukuqinisekisa ubungqina bakho bunini kwi-estate.

Nangona kunjalo, ayiqinisekisi yonke imeko enokuthi ingasongela isihloko sakho, kwaye kukho "imida" enkulu kwimigaqo yonke.

Xa umthengi ebandakanyeka kwinkqubo yokuvala, baya kuthi bafumane "ityhurensi yecandelo" okanye "ukuzinikela". Le nto ingaba yindawo ebanzi kakhulu yamaphepha kwaye iya kuba neenkcukacha ezininzi ngembali edlulileyo yobunini bendawo.

Qiniseka ukuba ufunda yonke into

Ewe, kuya kubakho izinto ezininzi ezithandekayo. Kuya kubakho kwakhona izinto ezindala kakhulu ezibuyela emlandweni, ngamanye amaxesha ukuya kwiirhafu zomhlaba zangaphambili. Kukho nto okanye akukho nto ongayenza ukuphikisana naluphi na olu lwazi okanye wenze utshintsho olwenziwe, ngoko kutheni ufunde?

Kukho ukukhankanywa kwezithintelo zedala elidala eliqhubela phambili kubo bonke abanikazi abasemva, kwaye uya kuthobela. Kwiindawo ezininzi ezisemaphandleni, bekukho abanikazi ababeka imingcipheko yokuthengisa kwiintengiso ezithintela indlela umhlaba ungasetyenziswa ngayo. Omnye umzekelo umqobo njengemithini yemithi enokunqunyulwa ngabanikazi besikhathi esizayo.

Oku kubonakala ngathi kuyinto encinci ngaphandle kokuba isicwangciso sakho siza kucima i-chunk yomhlaba ekukhuleni izityalo.

Ukuba wenza njalo, ngaba uya kubizwa kuyo? Mhlawumbi hayi, ngaphandle kokuba kukho izindlalifa kubanikazi bokuqala abaxabisa imemori yabo kunye nezifiso. Nangona kunjalo, xa uhamba ukuthengisa, kunokubakho imiba kunye nokuphulwa kwakho kunye namalungelo omthengi abatsha.

Okuqhelekileyo kunxulumene nomninimzi womhlaba kunye nokuthintela izihlomelo.

Uqhutywe kulo mmandla kwaye uyathanda. Uthanda ikhaya. Unomdla wokunyuka kwaye ujabulele ikhaya lakho elitsha. Enye yokuthenga kwakho kokuqala emva kokungena kwinqanaba elaneleyo lokugcina izakhiwo eziza kuhlala kwikampu yakho. Ufumene konke ukusetyenzwa uze ufumane ileta evela kumbutho wabanini ukuba kufuneka ususe isakhiwo, njengoko kungavumelekanga okanye uphahla lubonakala ngaphezu kocingo lobumfihlo.

Yikholwa okanye akunjalo, kukho amalungu aloo mmelwane abaqhuba ngeenxa zonke aze abukele ukuphulwa. Omnye umnini oye wafunda imithintelo kwisiqinisekiso somxholo wesithinteli wayenobumba obuncinci kunobumba. Wayeneenqanawa kwaye wayesazi ukuba akayi kubeka ipaki kwaye ayigcine kuyo nayiphi na indawo kwindawo apho yayiza kubonakala khona. Wabingelela imoto yakhe kwimozulu ukuze agcine isikebhe egalaji.

Nangona kunjalo, xa wagqiba ekubeni athengise, wabiza umagazini wezorhwebo wamashishini ukuba uluhlu. Enye yeenkonzo zabo kwakungokuthumela umntu ukuba athathe iifoto zesikhephe. Isivumelwano senziwe ukuba umninimzi ashiye isheke kwibhokisi yeglasi yesiganeko kwaye epake isikhephe kwindlela yokuhamba kwiifoto.

Uqikelele. Ileta yafika ngeveki elandelayo, nangona isikebhe sasikhuphe enye imini kwaye sabuyela ngokukhawuleza kwigaraji.

Umnini wayengenwabile ngetoni yileta malunga nendlela "abamelwane abalungileyo" bafanele baziphathe ngayo, kodwa konke kwenziwa kwaye ngokwenene kwakungekho nanyathelo okumelwe ithathwe.

Eli bali lilinye lamashumi amawaka unyaka, ukususela kwizikhalazo ezinotshani ezininzi ekukhutshweni kokunyanzeliswa kwendawo yangaphandle okanye ukhetho lombala. Ngaloo nto engqondweni, funda amaxwebhu afakwe kwisibambiso senkampani yomshuwalense, njengoko anokuluma emva koko, ukunciphisa ukuzonwabisa kwakho kwipropati yakho.

I-Pitfall: Ukungayiqondi Iingxaki

Kuza kubakho icandelo lesithintelo okanye ukuzibophezela okuza kuthetha oko kungagqithwanga ngumgaqo-nkqubo. Ngokuqhelekileyo umthengi akaqondi ukuba kukho ukukhawulelana okunzima okanye imiba enokuthi ibe kweli candelo. Kuza kuhlala kusekho izinto ezithile ngaphandle kwe-coverage, kubandakanywa:

Leyo imimiselo emibini yezinto ezingabandakanyiyo. Ukufunda izinto ezingabalulekanga kubaluleke kakhulu. Akunakwenzeka ukuba kuya kuba nantoni apho eya kukumangalela, kodwa kufuneka ukwazi ukuba bafuna ukuthintela iingxaki kamva.

Icebo: Qonda ukuPhucula

Imiba ethile ye-inshuwalense yetayitile ilawulwa yilizwe ngalinye, ngoko uya kufuna ukuqonda imigaqo karhulumente apho ipropati ikhona khona. Umzekelo omhle yi-inshurensi yomshuwalense okhoyo kwiNew Mexico. Ngomgudu wokwenza imigaqo-nkqubo enokuthengeka ngokuthe ngangoko kunokwenzeka ukuba bathengise (abathengiselwano, kodwa abathengisi bavame ukuhlawula i-premium kubathengi), iNew Mexico ayifaki ukuhanjiswa kweengxelo "kwipolisi eyisiseko."

Umthengi ofuna iiphoso ezinokufunyanwa kwiimvavanyo eziza kubanjelwa ukuba ubunikazi bomthengi obungozi buza kuthenga ukuthengwa okongezelelweyo. Oku kucebisekile, kwaye i-arhente yakho yendawo yokuhlala kufuneka uthethe njalo. Ngamanye amaxesha abayikuyikhupha, kwaye oku kungaba yinkathazo enkulu kamva, nangona kunqabile.

Omnye umzekelo kwakuyimpazamo efunyenwe xa ummelwane wenza uphando kunye neenyawo ezili-12 kunye nomgca wepropati yayingummelwane. Ukuthi umnikazi olahlekelwe iinyawo ezili-12 ulahlekelwe ngumgca weemithi ezityalwe iminyaka ngaphambili. Akuzange ihlanganiswe, ngoko akukho mbuyekezo eya kuhamba.

I-Pitfall: Ukuxhomekeka kwabanye Ukucebisa endaweni yokuFunda

FUNDA itayitile yokuzibophezela kwentela kwaye ubuze imibuzo eninzi njengoko kuyimfuneko ukuqonda ngokupheleleyo ingxelo yakho, kunye nokungafunyanwanga. Ukuxhomekeka kwiinkampani zetayiti okanye abameli be-real estate kuyingozi yakho.