Ungazivumeli Ezi zikholo 5 zikugcine ekuQala iBhizinisi laseKhaya
Nazi ezi 5 iingcinga eziqhelekileyo kunye neengqinamba malunga nezoshishino zasekhaya
1. Kuthatha ixesha elide, iminyaka, nokuba yenze inzuzo.
Oku kunokuba yinyani, kodwa ayinayo. Akukho xesha elimiselweyo lokuphumelela kwishishini lasekhaya. Nangona ezininzi iincwadi zoshishino zasekhaya zibonisa ukuba kuthatha iinyanga ezi-6 ukuya kwiminyaka emibili ukwenza inzuzo, ezi zikhokelo nje. Kukho abashishini abasemakhaya abaneminyaka engama-50 kuphela abafumana iipeneni kunye nabanye, abangaphantsi kweenyanga, abaphumelelanga kuphela iinjongo zabo zengeniso, kodwa bagqithise. Ixesha elifanelekileyo lokwenza inzuzo lixhomekeka kakhulu kuwe. Indlela engcono kakhulu yokwandisa ixesha kunye nemali kukuphanda ingcamango yakho yoshishini, yenza isicwangciso esiqilileyo, kwaye usebenzise isicwangciso sakho imihla ngemihla .
2. Kubiza imali eninzi.
Iindleko zokuqala ishishini kuxhomekeke kwishishini ofuna ukuliqala. Amashishini amaninzi asekhaya aqala ngaphandle kokutyalomali ngaphandle kwexesha. Amashishini axhomekeke kwiinkonzo afaka kwizakhono kunye nokusetyenziswa kwezixhobo osuke unayo iindleko ezincinci ukuqala.
Unokwakha ubukho bewebhu kungaphantsi kwama-$ 100. Ezinye zezona ndlela zendlela zokuthengisa, ezinjengeendaba zentlalo, ukushicilelwa kweefowuni kunye nokufowunelwa kwefowuni akubizi nto ngaphandle kwexesha lakho.
Indlela engcono kakhulu yokwakha ishishini kwi-bhajethi kukuthabatha izakhono kunye namava anakho, sebenzisa izinto eziphathekayo ngesandla, njengekhompyutha yakho ekhoyo, kwaye uphuhlise isicwangciso semali sokubuyisela ezinye iirhafu zakho kwi shishini lakho.
3. Kunobungozi kakhulu ukuba kungabikho unyango kunye neenzuzo ezisekelwe kumqeshi.
Kulo suku kunye neminyaka, abaqeshi abaninzi ababoneleli nge-inshorensi yempilo okanye inzuzo, okanye xa kunjalo, ubahlawula umvuzo wakho. Kusemngciphekweni ukuba ungenayo inshuwalense yezempilo okanye inzuzo, kodwa awuyidingi umqeshi kubo.
Kwixesha elidlulileyo, abaninzi abanini bezoshishino zasekhaya abazange banakekelwe kwaye imali yabo yokugcina umhlala-phantsi ivela kwiintlawulo zokhuseleko loluntu ngokubuyela kweerhafu. Namhlanje, nge- Care Affordable Act , wonke umntu uyafuneka ukuba anakekele unyango, kodwa unokungathengi ngaphezu kokuba ucinga. Enyanisweni, uphando olwenziwa yiCigna lubonise ukuba abaninzi abantu bahlawula ixabiso le-inshurensi yezempilo, kodwa bangaphantsi kweendleko zonyango olungenanjongo. I-Exchanges yezeMpilo ayilona khetho kuphela xa kufikelele ekukhathaleleni. Ukuba umqeshi womlingane wakho unomsebenzi, unokuthi udibanelwe apho. Okanye unako ukujoyina i-inshurensi yeqela ngokusebenzisa umbutho wezoshishino ohambelana nebhishini lakho lasekhaya okanye ngoomashishini kunye nemisebenzi yokuzimela.
Ukugcinwa komhlala-phantsi ngenye indawo ebalulekileyo, kodwa kunzima ukwenza. Ukuba uqale unyaka ngokubeka idola kwibhanki kwaye ungeze idoli nganye ngeveki (oko kukuthi i-$ 2 iveki ezimbini, iiveki ezintathu kwiiveki ezintathu), ekupheleni konyaka (iiveki ezingama-52), unokufumana i $ 1,378, ngaphandle kokubandakanya nayiphi na inzala u fumana.
Ayithathi imali eninzi yokwakha iqanda lakho. Kuthatha nje uphando oluthile, ukucwangcisa nokuqeqeshwa ukulandela.
4. Amashishini asekhaya ayabonwa njengongcali.
Le nto ayiyinyaniso namhlanje.Imashumi amabini, kwaneeminyaka elishumi edlulileyo, kwakuyinyaniso ukuba amashishini asekhaya ayengathathwa njengamashishini "okwenene", kodwa ngokuqhubela phambili kunye nokukwazi ukufikelela kwi-teknoloji, apho uqhuba ibhizinisi lakho akuyona inxalenye ye-equation ukugqiba ubugcisa.
Nangona kunjalo, ukuqhuba ibhizinisi ukusuka ekhaya kunokunikela ngemingeni ekhethekileyo engabonwa njengenzuzo xa ungajongani nabo. Abantwana benza i-racket, izinja ezikhwaza kunye nezinye izandi ezivela ekhaya zingaphazamisa kwiifowuni. Ukulala kunye nokulahleka umnxeba wefowuni kuya kuba yinto engenzi nzuzo. Kungakhathaliseki ukuba usebenza kuphi, kufuneka unikezele ngemveliso esemgangathweni kunye neenkonzo, kwaye uqaphele ukuba umthengi kunye neemfuno zabaxhasi ukuba ufuna ukujongwa ngongcali.
5. Ukuzihlalisa kunye nokwehla.
Oku kuyinyaniso kuphela xa uvumela ukuba kube njalo. Ukusebenza ekhaya ngokwakho kukuvumela uxolo noxolo ukuze usebenze. Ikhokelela kwimveliso enkulu kunye nokucinga. Kodwa, emva kwexesha, unokuziva unesizungu. Impendulo kukuthatha ikhefu njengoko uthanda ukupholisa amanzi kumsebenzi. Unokwenza oku ngokubandakanyeka nabantu kwimidiya yoluntu, ukuhamba nommelwane okanye ukupakisha i-laptop ukuze usebenze kwi-joint java yasekhaya. Xa ungumphathi, umsebenzi owenzayo. Ngoko yenza oko ufuna.
Ukuqala nokuphumelela kwishishini lasekhaya kulula kwaye lunokuhlawuleka kunanini ngaphambili. Kucinga ukucwangcisa kunye nokusebenza, kodwa akukho sizathu sokwesaba le ngqungquthela engaphezulu malunga nokwakha ishishini elisebenzayo kwikhaya.