Kwiikontraka ezizimeleyo, irhafu yilezo zinto ezingamnandi ezifuna ukunakwa wonke unyaka-nokuba ngaba ulungiselelo lweerhafu, ukufaka intela, ukuhlawula irhafu eqikelelweyo okanye ukukwazi ukuba yimaphi amaxwebhu okugcina iirhafu. Esi sikhokelo kwiirhafu zesikontraka ezizimeleyo zinokukunceda ngazo zonke ezi zinto.
01 - Yintoni iContrakta elizimeleyo?
Imirhumo - ukubala nokuhlawula kokubili umsebenzi wokuzenzela kunye neerhafu zerhafu - ngumsebenzi weconteli ozimeleyo, ongenazo iintlawulo ezingagcinwanga kwiintlawulo njengomqeshwa. Ngokuqhelekileyo iinkontrakthi ezizimeleyo zizimeli zodwa. Nangona kunjalo, iikontraki ezizimeleyo zingazinza amashishini abo njenge-LLCs, iinkampani okanye intsebenziswano.
02 - Ifomu leRhafu yoTywala elizimeleyo: 1099-MISC
Nangona ifom ye -1099-MISC inezinye iinjongo ezininzi, ikontrakta elizimeleyo libhala ngeniso yengqesho . Kanye njengoko umqeshwa efumana i-W-2 kumqeshi wakhe, ikontraka elizimeleyo ufumana i-1099-MISC kumxhasi ngamnye osebenzela kuyo. Kwibhokisi 7 inika inani lembuyekezo ye-nonemployee ehlawulwe ngunyaka werhafu (ukuba bekuyi-$ 600 okanye ngaphezulu). Ukuze ufake iirhafu zabo, iikontraki ezizimeleyo kufuneka zithole i-1099-MISC ngoJanuwari 31 wonyaka werhafu olandelayo (oko kukuthi, kufuneka ufumane unyaka wakho werhafu ka-20116 ngo-Januwari 31, 2017).
Ikontraka elizimeleyo elona yedwa umnini-mhlaba unelungelo lokufumana ingeniso kuwo onke ama-1099 kwaye uyangena kwiShedyuli C ukubala intlawulo yengeniso. Nangona kunjalo, ulwazi lwenkokhelo kwifom ye-1099 lusetyenziselwa ukubala irhafu yengqesho yedwa kunye nomntu oqeshwe ngabanye abanezakhiwo zoshishino.
Okuninzi: Ukufumana ifom ye-1099 echanekileyo
03 - I-Self-Employment Tax
Irhafu yerhafu yedwa yohlukile - kunye neyongezelelweyo yerhafu yengeniso. Nangona kunjalo, ubafakela ndawonye kwiirhafu zakho zerhafu. Iintlawulo zengqesho yokuzimela ziyiminikelo eyenziwe kwiNtlalo yoKhuseleko kunye neMedare ukuba abasebenzi baye bathabatha imali yabo yokuhlawula ngokuhlawula umvuzo (okanye i-FICA) irhafu.
Ngenkcazo, zonke iikontraki ezizimeleyo - ingaba zenziwe njengomnikazi wedwa, intsebenziswano okanye i-LLC - kufuneka zihlawule irhafu yengqesho ngenxa yokuba bengabasebenzi. Kwiimeko zengqesho, abaqeshi bahlawula isigamu seerhafu zeFICA kwaye kufuneka bachithe esinye isiqingatha kwintlawulo nganye. Umntu oqeshwe ngokuzimeleyo ukhokhela iinchafu. Iindaba ezilungileyo ngumqingatha womqeshi uchithwa.
Kaninzi:
04 - Yintoni ecingwa njengeNgeniso yokuNikwa kweNgqesho?
Kwi-kontraka ezizimeleyo, ukubala imali yokufumana ingqesho ngokuqhelekileyo kulula ngokulula. Sifaka kuphela ixabiso kwi-1099 yethu. Nangona kunjalo, akusoloko kulula ukuba wonke umntu onenzuzo yengqesho. Nabani na othengisa izinto kunzima kunokontrakta ozimeleyo. Kodwa njengonkontileka ozimeleyo, ngamanye amaxesha umbuzo: Ngaba ndingabhetele kangcono njengomqeshwa?
Kaninzi:
- Iintlobo zeNgeniso yokuZimisa
- Ukuzimelela Umsebenzi kunye nokuSebenza
05 - Ukuhlawula iintlawulo ezilinganisiweyo
Xa kuziwa ekuhlawuleni irhafu, abasebenzi banokulula. Njengoko kuchazwe ngasentla, abaqeshi bahlawula ngokwenene isiqingatha seendleko zontrontrakthi ezizimeleyo zibe neerhafu zengqesho. Kananjalo, umqeshi ubala ngokulula iirhafu zokuhlawula (ngokusekelwe kwi-W-4 engeniswe ngumqeshwa) aze athumele kwi-federal kwaye, ukuba ikhona, oorhulumente karhulumente bobabini ngeminikelo yomqashi nomqeshwa.
Ngakolunye uhlangothi, iikontraki ezizimeleyo zinoxanduva lokuthunyelwa ngokwabo, ngokuqhelekileyo ngendlela yentlawulo eqikelelweyo yenyanga. Oku kugodla kufuneka kuhlawule iirhafu zerhafu kunye neerhafu zokuqeshwa. Iirhafu zekota ziza kuba ngo-Apreli 15, ngoJuni 15, ngoSeptemba 15 noJanuwari 15 (kodwa ezi zinokuhluka kancane ngonyaka unyaka).
Nangona akufuneki ukuba kufuneka ukuba iikontraki ezizimeleyo zihlawule irhafu eqikelelweyo yerhafu, inani elithile lerhafu kufuneka likhutshwe ngexesha lonyaka ukwenzela ukuphepha ukuhlawulwa kwentlawulo. Ukuba wena okanye iqabane lakho liqeshwe, unako ukwandisa ukubambelela kwakho kwintlawulo yomsebenzi ukufumana ingeniso yerhafu kunye neerhafu zokuqeshwa kwi-contractor yakho. (Bona ezinye iindlela zokulondoloza kwiirhafu eziqikelelwayo .) Amazwe angaba neemfuno ezahlukileyo zokubambelela kunokuba urhulumente wephondo. Ingcinga efanelekileyo ukujonga ngongcali weerhafu ukuba awuqinisekanga malunga nokuba ungalimaza kangakanani.
06 - Ukukhutshwa kweHhovisi laseKhaya
Ngoko sifikelele iimeko ezingenanto malunga neerhafu zontrontrali ezizimeleyo - irhafu yerhafu yerhafu kunye neerhafu eziqikelelwa ngekota. Ngoku ngokuqinisekileyo: ukunqunyulwa kweofisi yasekhaya! Oku kunjalo, ukuba usebenza ekhaya. Ezinye iikontraka ezizimeleyo zisebenza kwindawo, kodwa abo basebenzisa iofisi yasekhaya baqwalasele oku kulandelayo:
- Yintoni echithwe
- ImiGaqo ye-IRS yoLondolozo lweeNdlu zaseKhaya
- Ngaba Ufanele Uthabathe iHhovisi lokuHamba kweNdlu?
- I-FAQ yokuKhutshwa kwe-FAQ yasekhaya
- Izinto ezi-5 zokuziwa ngaphambi kokuba uthathe i-Ofisi yoKhutshwa kweeHhovisi zaseKhaya
07 - Okunye ukuchithwa kwezeNgqesho
Akusiyo yonke incitshulwa yerhafu ekhoyo kwiikontraki ezizimeleyo ezikweShedyuli C, njengenqithiso yeofisi yasekhaya. Njengoko kuchazwe ngasentla, isiqingatha seerhafu yokuqeshisa isingeniso. Oku kuncitshisiwe kwi-1040 yakho. Ukukwazi oko kwaye akungagqithwanga kubalulekile ukwenza izigqibo zoshishino ezinolwazi.
08 - Ukuhlelwa kweentlawulo zakho
Xa kuziwa kwiirhafu, iikontraki ezizimeleyo kufuneka zigcine iibhola ezininzi emoyeni. Inkqubo enhle yentlangano yokugcina umqulu wecandelo lorhafu lonke ixesha elide liza kwenza ixesha lokurhweba lula kakhulu. Kwaye ibhokisi enkulu ekona yeofisi yakho ayikho into endiyithethayo (nangona mhlawumbi ingcono kunanto).
Nazi ezinye zeentlobo zezinto onokudinga ukuzigcina (kwaye xa ungazifumana) ukuze uhlawule irhafu yakho . Yakha ifayile nganye.
- 1099s (ngoJanuwari 31)
- I-W-2 (ngoJanuwari 31)
- Iikopi zeevoyisi zakho kubaxumi (unyaka wonke)
- Iikopi zeerisi zeempahla ezithengiswayo (unyaka wonke)
- Iimbuyekezo zeemveliso, izixhobo, iimpahla kunye nezinye iindleko ezinxulumene neendleko zeempahla ezithengiswayo (unyaka wonke)
- Utyalo-mali kunye neengxelo zebhanki zebhanki (unyaka wonke)
- Izibonelelo zokufumana izixhobo, ukubonelela (unyaka wonke)
- Ukutya kunye neerisi zokuhamba (unyaka wonke)
- Uxwebhu lokusetyenziswa kwezithuthi (gcina umkhondo wonke unyaka)
- Iimali zekhadi zekhredithi okanye isitatimenti semboleko esichaza iindleko zomdla kwi-shishini lakho (unyaka wonke)
- Izitatimende zenzuzo yemali (ngoJanuwari 31)
- Iimali zerhafu (wonke unyaka)
- Izibonelelo zeeNkonzo (unyaka wonke)
- Iirekhodi zeendleko zokuphucula ikhaya (unyaka wonke)
- Iintlawulo zeerhafu zepropati (ziyahluka, kodwa oomasipala abaninzi bathumela ngoJanuwari noJuni)
- Iirekhodi zeerhafu zerhafu eziqikelelwa kwikota (e-Apreli, Juni, Septemba, Januwari)
- Iirekhodi zerhafu yokuthengisa (unyaka wonke)
- Iirekhodi zerhafu zorhulumente ezihlawulwe (ziyahluka, rhoqo ngo-Apreli, ngoJuni, ngoSeptemba, ngoJanuwari)
- Iirekhodi zeerhafu zangaphandle ezihlawulwe (unyaka wonke)
- Iirekhodi zeerhafu zorhwebo (wonke unyaka)