Kodwa iibhanki zendabuko azizona ziindawo kuphela zokufumana iimali-mboleko zentengiso.
Ukuba lakho ishishini elincinci lifuna imali, nantsi eminye imithombo yemboleko yamashishini amancinci eCanada apho unokukwazi ukufumana inkxaso-mali. Nantsi ingqwalaselo kwimithombo yemboleko yamashishini amancinci ngaphaya kwemali mboleko yebhanki.
Inkqubo yaseKhanada yeNkxaso-mali Yobuncinane
Ukumiselwa ukunceda amashishini amasha aqalise kwaye amaziko afake ukuphucula nokwandisa, le nkqubo encinci yemboleko yemashishini inika ama-$ 500,000 eenkxaso-mali zincinci kumashishini athile. Unokufaka isicelo kule nkqubo kuyo nayiphina ibhanki, i-Caisse Populaire, okanye umanyano wekhredithi eCanada.
Ukuxhaswa kweeNkcazo zokuThengiswa kweMali
Ukuba ishishini lakho liyafaneleka, unokunyuka ufike kuma-100,000 kwi-finance-long-term ukwenza izinto ezifana nokuthatha inxaxheba kwimiboniso yezorhwebo, ukuphuhlisa i-e-yorhwebo, ukudala nokuphumeza isicwangciso sokuthengisa okanye ukuthenga i-inventory eyongezelelweyo. Kwaye ukwenza ukuba kube mnandi, i-BDC inokuphinda iqhubele phambili nayiphi na indawo ehlawulwayo mboleko eqala kwi-R10 000.
Inkqubo Yokuqalisa Inkxaso-mali (iBhanki yoPhuhliso lwezeNtengiso yaseCanada)
Le nkqubo yenzelwe ukunceda amashishini amancinci ekuqaleni okanye ukukhula kokuqala (iinyanga ezili-12 zokuthengisa) "onokubonakalisa i-market real and potential potential". Ibhizinisi elinjalo linokuthi livumeleke umboleko omncinci webhishini ukuya kwii-100 000 zamaRandi ezingasetyenziselwa njengemali yokusebenza, ukuthengiswa kunye neendleko zokuqalisa, ukufumana iimpahla ezichanekileyo okanye ukuthenga i-franchise.
Imali yeMali
Amanye amaziko emali anikezela ngemali-mboleko emancinci yee-bhiliyoni ezi-15,000 ezijoliswe kubantu abaya kuba nzima ukufumana imboleko yemveli yoshishino. Ngokomzekelo, i-Western Economic Diversification Canada (WD) inikezela ngeprogram ye-microloan ukubonelela ngemali-mboleko emancinci kumashishini amancinci eVancouver, eVictoria, e-Edmonton, e-Regina, eSaskatoon naseWinnipeg. (Landela ikhonkco ukuba ufunde i-criteria yokufaneleka kwiprogram nganye.) Cela umanyano wakho wekhredithi okanye i-Caisse Populaire ukuba baneenkqubo ezinjalo zemboleko zeshishini.
IiNgxowa-mali zoLuntu
IiNgxowa-mali zeNtlalo-mali zizinhlangano ezingenzi inzuzo ezinikezelwe ekuncedeni abantu abangenakufumana iimali-mboleko abazifunayo kumaziko emveli atyala imali. Ngokuxhomekeke kwingxowa-mboleko yemali ethile, unokukwazi ukufumana mboleko encinci yebusiness ukusuka ku-$ 2000 ukuya kwi-150,000. Kuphi Ukufumana Imali Eyona Ncinci Kwimicimbi Yeebhanki Xa iibhanki zijikezela phantsi zibonisa imizekelo yeeNgxowa-mali zoLuntu kwiLizwe lonke.
Amacandelo aMaShishini / amaZiko
Uninzi lwemibutho elisebenzayo ekuncedeni abafazi ukuba baphumelele kwishishini linikezela ngemali-mboleko emancinci. Ndibeke ndawonye iisampuli zemibutho yabasetyhini kwiCanada kunye neenkonzo ezinemali-mboleko zentengiso ezinikezela kwiiNgxowa-mali zentengiso yabancinci kwiCanada .
Business Aboriginal Business Canada
Kungcono kunemali-mboleko emancinci yeli shishini, le nkqubo inika iminikelo engakhokhelwayo (ii-subsidi zorhwebo ezincinane) ukuya kwii-99,999 zama- Kufuneka ube ngowamagugu ase-Aboriginal kwaye ube nethuba elifanelekileyo loshishino lokufaka isicelo. Imali ingasetyenziselwa ukuqaliswa kunye nokwandisa okanye ukuthengisa ishishini lakho elincinci.
Imali-mboleko yeShishini elincinci kubaShishino abaselula
Ukuba unomrhwebi (okanye usomabhizinisi othembekileyo) phakathi kweminyaka eyi-18 no-35, kukho iinkqubo ezincinane zemali-mboleko zemisebenzi encinane onokukwazi ukuzuza kuyo. Ukuba ukhona eQuebec, unokufaka isicelo soLutsha lweCED-CFDC yeNkqubo yeNtsha, enokubonelela ngemboleko mboleko phakathi kwe-$ 5000 kunye ne-15,000 yee-$ kunye noxanduva lomntu kubasomashishini abancinci abafuna ukuqala, ukukhulisa okanye ukuvuselela ibhizinisi elincinane "ngaphakathi kwintsimi enye yeeNkampani zeQumrhu loPhuhliso lweeQumrhu laseQuebec ".
Kwaye iBakala laseKhanada leNtsha yaseKhanada linika iinkqubo ezahlukeneyo zokuxhasa inkxaso-mali ukuxhasa abanini-18 abaneminyaka engama-18 ukuya kwe-34, kubandakanywa neyona nto inika iimali-mboleko zorhwebo ezincinane ukuya kwi-15,000.
IiNtengiso zeNgelosi
Iingelosi abatyali-mali ngabantu abajonge ukuxhasa imali yamancinci amashishini athathatyathwa njengotyalo-mali oluhle. Ngokuqhelekileyo, isithunywa sotyalo-mali sibheka ukubuyiswa okuphezulu kunokuba kunikwe i-market market kwaye ufuna ukuthatha inxaxheba ebalulekileyo kwishishini. Ukuba unokusingatha ezi zinto zimbini, isithunywa-mali sithunywa-mali sinokuba ngumthombo omkhulu wemboleko yemveliso. Jonga indlela yokufumana i-Angel Angel Investment kunye neZingcebiso ezi- 7 zokuThuthukisa abaTyalo-mali bezithunywa zeNtengiso kwi-Business yakho ukuze uthole ulwazi oluninzi.
Abahlobo kunye Nentsapho
Ndiya kuba ngumsebenzi wokuba ngaba andizange ndibalathe la bantu njengemithombo enokwenzeka yemboleko encinci yebhankini, kuba abanini bancinci banini-shishini kunye nabanomashishini abafumana imali abayifunayo ukuqala okanye ukuqhuba ibhizinisi labo kulaba bantu njengowesibili umthombo ogqithiseleyo wemboleko yamashishini amancinci kwinqaku lam, 8 Imithombo Yoshishino Qala Imali .
Zinike i-Shot Best Best kwi-Small Business Loan
Nangona yonke imithombo yemboleko yamashishini amancinci ineemfuno ezahlukileyo zokufaneleka, zonke zinento enye efanayo; Bonke balindele ukuba ube neengcinga zoshishino ezifanelekileyo, kwaye oko kuthetha ukuba nesicwangciso esiqinileyo seshishini kwiphepha. Ukuba awunayo enye, ukubhala kwam Isicwangciso seShishini soShishino oluqala ngeSicwangciso seShishini soShishino siya kukukhokela kwinkqubo yokubeka ndawonye.
Kufuneka kwakhona uzilungiselele ukubonisa isicwangciso sakho seshishini kwaye wenze ityala lokuxhasa imali yakho yoshishini elincinci, nokuba ingaba yinkqubo yesicelo esisemthethweni, kumntu, okanye zombini. Indlela yokufumana iMali-mboleko encinci iya kukubonisa indlela yokwandisa amathuba akho okufumana imboleko encinci yezohwebo ngokulungele ukuhlangabezana nokulindela umboleki.
> Umthombo weNgcaphuno: Meredith Macleod, "Umncedisi weDragons Den ukhuluma kwiSalute kwiNkundla yeBhizinisi elincinci", u -Hamilton Spectator