Inzala emveni kotsalo
"Ngaba wenza imali?" Ngokuqhelekileyo umbuzo wokuqala ubuzwa, kodwa yindawo yokuqala. Iingeniso ezingapheliyo zibi, kwaye ilahleko ziyakulungile ukuba uhamba ngendlela yokufumana inzuzo njengoko ukhula. Kodwa baninzi abanini-shishini abanakho ukuqonda ngokucacileyo inzuzo yabo enetha , le ndawo enhle ukuqala.
Ukuthengisa
Unokuba nemveliso emangalisayo okanye inkonzo, kodwa umbuzo woqobo, ngaba abantu bazimisele ukuyithenga? Ukuba usungula irekhodi lomculo ngaphambi kokufuna utyalo-mali, abatyali-mali abathatha ingozi yokungazi impendulo yalo mbuzo.
Abatyalomali banokukhathalela ukukhula kweentengiso. Ngaba ubonisa umgangatho ophezulu, okanye ngaba umonakalo wokuqala wawugquma?
Imida
Ukuthengiswa akunakuncedo ukuba awukwenzi imali. Abatyalomali banqwenela ukujonga iinjongo zakho zentengo ngokubanzi kunye nomgangatho ngamnye wemveliso.
Baya kuqhathanisa iimitha zentsholongwane malunga nemigangatho yoshishino kunye namanye amathuba atyalo-mali atholayo. Iinduli eziphezulu zikhokelela ekubuyiseni okungcono kubalimi-mali.
Ukuba unemizila ephantsi, kuya kufuneka ubonise isicwangciso sokuphucula. Kwiimashishini ezisekuqaleni, kubonisa indlela uqoqosho lwezinga oluya kunciphisa ngayo iindleko njengoko ukhula ngokuqhelekileyo impendulo.
Ukuhamba KWEMALI
Kwishishini, imali yimali. Isicwangciso esizinzileyo seminyaka emihlanu awunakulungile ukuba bonke abasebenzi bakho baya kuphuma xa ungeke ukwazi ukwenza i-payroll iveki ezayo.
Abatyalomali babheka imali kwi-bhanki njengesibonakaliso sokuba unokuhlangabezana neengxaki ezingalindelekanga kwaye uhlawule ngamathuba amatsha. Ukuhamba kwemali ekhululekile , inani lemali eseleyo emva kokuba udibene neendleko zakho ngalunye ixesha, luphawu lokusebenza okuzinzileyo.
Ukuba unabo bobabini, abatyali-mali abayi kuba nexhala lokuba unokuya ngaphantsi nangaliphi na ixesha.
Iindleko zokuThengwa kwabathengi
Iindleko zokufumana abathengi zixelela ukuba kufuneka uchithe ixesha elingakanani ukuze uthole umthengi omnye omtsha. Kubalwa ngokuhlula intlawulo yakho yokuthengisa ngela inani lamakhasimende amatsha. Kulo shishini elitsha, ngoku ngamanye amaxesha inokuba yinani elikhulu kakhulu. Kwiimashishini ezisungulwe kakhulu, le mali ingahlanganiswa kwaye iyancitshiswe ngabantu abathengayo nabathengiweyo, abakufumana lula ukufumana.
Iindleko zokufumana izinto zibalulekile kuba imveliso enenzuzo kwimpahla kunye nemibono yabasebenzi ingabi nenzuzo xa unenkxalabo yokufumana abantu ukuba bayithenge. Le ngxaki inokuvela kwiindawo ezincinci apho kunzima ukusabalalisa igama malunga nemveliso yakho okanye kwimimandla yokhuphiswano ekukhuphisanayo.
Njengamanye amanyathelo, ukukwazi kwakho ukufumana uqoqosho lwezinga okanye ngokunciphisa iindleko kunokubaluleke ngaphezu kwenani langempela.
Intlawulo yeThengi
Ukudibanisa neendleko zokufumana ixabiso lakho le-churn. Xa ufumana abathengi, ungazigcina?
Intlawulo ephantsi ye-churn ingahlawulela indleko ephezulu yokufumana, kwaye ihlala isalathisi somngcipheko omncinci kubatyalo-mali ukuba unomashishini ophinda ngokuphindaphindiweyo.
Ewe, iinqanaba eziphezulu ze-churn zingaba ziqhelekileyo kumacandelo anokujikeleza ixesha elide kunye / okanye ukhuphiswano olunzima.
Amatyala
Amatyala atyala abatyalomali ngezizathu ezibini. Omnye kukuba nje ukuba uphuma kwishishini, abanamatyala bafumana imali yabo phambi kokuba abanamalungelo abone ithuba lokubamba oko kushiywe.
Okwesibini, kwaye kubaluleke ngakumbi, kukuba iintlawulo zetyala zidla imali yakho. Iintlawulo eziphakamileyo zamatyala zinokuthintela ukukwazi ukuhlangabezana nokuhlawula iirejista kunye nezinye iindleko ngexesha elide. Basenokuthetha ukuba unemali encinane ekhoyo ukukunceda ukusingatha ukunyuka ngokukhawuleza kwiilayiphu okanye ukutshintshwa kwezixhobo ezingxamisekileyo.
Elinye lamanyathelo amatyala aqhelekileyo yinkcitho ekhawulezayo yamatyala-ixabiso langoku (kungabandakanyi i-inventory) eyahlula ngamatyala angoku. Ubungakanani obukhawulezayo be-1 bubonisa ukuba unako ukudibana ngokufanelekileyo kunye nezibophelelo zakho, kwaye phezulu kuphezulu kunokuba, ukulungelelanisa ngakumbi.
Iingxelo ezifumanekayo
Ukubuyiswa kwemali efunyenwe ngabakwa- akhawunti kubonisa ukuba kuthatha ixesha elide ukuqokelela imali kubathengi. Oku kuxelela abatyali-zimali izinto ezibalulekileyo.
Okokuqala, ngaba uzimisele ukwenza okufunekayo ukuqinisekisa ukuba uhlawulwa? Abaninzi abanini-shishini beshishini baziva bebuhlungu becela imali baze baphelelwe ukuba bangahlawulwa. Umtyalo-mali ofuna ukubuya akafuni ukusebenza nomntu ongeyena ulandelelwano lweentlawulo zabathengi.
Okwesibini, ngaba abathengi bakho bazinzile kangakanani? Ukubuyiswa kwexesha elifutshane kunye nepesenteji enkulu yokubhaliweyo kunokubonisa ukuba abaninzi abathengi bakho abanakho imisebenzi ephilileyo ngemali. Oku kwandisa umngcipheko kumzekelo wezoshishino, kwaye abatyali-mali baya kufuna ukubona ukunyuka okwenyuka ukuhlawulela.
Uphulo-Nendawo
Abatyalomali bayamkela ukulahlekelwa kwexesha elifutshane, kodwa bafuna ukubona inzuzo kunye nokubuyela kwi-investment yabo kungekudala. Ikhefu lakho-nokuba yinto echaza oko kuyimfuneko ukwenza oku kwenzeke.
Ngokuqhelekileyo, i-break-even point is a target target sales that will cover your expenses and get you to profit. Unokwakha nakwezinye iingcamango, ezifana noqoqosho lwezinga, ukuphucula ukuveliswa kwemveliso okanye ukunciphisa iindleko zokuthengisa, nje kuphela ukuba unokuzichaza ngendlela eyamkelekileyo kubatyalomali.
Utyalo mali
Ufanelwe ukulingana ngokulingana komsebenzi onzima owawuthatha ukuze uqhube ibhizinisi lakho, kodwa abatyali-mali abaninzi bayafuna ukubona ukuba wenze utyalo-mali lwentengo-mali. Ukuba unemivuzo, abatyalo-mali bakholelwa ukuba uya kwenza oko kuthatha ukukhusela. Ukuba awukho engozini yokulahlekelwa yimali-mali, abatyali-mali bangenelwa kukuba uya kubajonga njengengxelo engenakubhala kwaye utshise ngemali ngaphandle kokugxininisa ngokwaneleyo ekukhuseleni utyalo-mali.
Unokuxoxa ngeempawu ezithile ezichaphazelekayo kwicandelo ngalinye lohlalutyo kunye neenkonzo zakho zokulawula. Nangona ungakulungele ukufuna utyalo-mali, ukufumana iindlela zokuphucula kunokunceda impilo yonke yebhizinisi lakho.