Ukuthengwa kweeNgqesho kunye noMmeli Wentengiso

Ungakuphepheli Ikhetho kubathengi bakho abangakuhlawulela kakuhle

Bangaphi bethu basebenzisana nabathengi kwixesha elide, ngamanye amaxesha, ngaphambi kokuba bathengise okanye bathenge ikhaya ngeenkonzo zethu? Kude kube nini 'sifama' indawo eneposi ezibizayo kunye ne-imeyile, iincwadi zeendaba kunye nokunye ngaphambi kokuba sifumane ithemba elifudumeleyo? Sinokudala ibhizinisi elizayo ngendlela elula, kwaye sihlawulwe kwakhona.

Yithi amagama " athengise ukuthengwa " kubafundi abaninzi bezobugcisa, kwaye uza kubona ukukhawuleza kwinqanaba labo lentshiseko.

Oko bakuva "akukho khomishini ngoku." Oku kuyinyaniso, kodwa kukho ezinye izizathu ezintle ze-arhente yendawo yokuhlala ukubanceda abathengi kunye nabathengisi ngexabiso lokuthenga xa kuhlangabezana neemfuno zabo.

• I-front-front non-refundable option pay payment to umnini / umdayisi angabelwa kunye ne-arhente yezindlu. Uhlawulwa ukuyibeka, kwaye yonke idola iyasiza.
• Uvale kwikhomishini ekuthengiseni ukuba umqeshi usebenzisa indlela yokuthenga.
• Ukwakha ukuthembeka nokunyaniseka nomthengisi, njengoko ubancedisa ukuba bathuthe ipropati yengxaki. Unokuthi, nokuba ungokosemthethweni kwimeko yakho, unokukwazi ukuxoxisana neentlawulo zangaphambi kwekhomishini ezingabakhokhela ngokunyusa inkokhelo yokukhethwa kumthengi.
• Abadayisi abanjwe ngenkokhelo bangakwazi ukuhamba kumqeshi wokuhlawula ngaphandle kokulahla ipropati okanye ukuyilahlekela ekuqeshweni. Kwakhona, ukwakha inyaniso kunye nomnini.
• Abathengi bakho abahluphekileyo banokuyeka ukukhangela kwaye bathetha ukuthengwa kwexesha elizayo kwikhaya abayithandayo, bahlala kuyo ngelixa bakha iirhafu zemali.

• Abathengi abaneengxaki zemboleko banokungena kwikhaya labo abazikhethelayo ngelixa bekulungisa i-credit yabo. Unokwenza umngane onyanisekileyo umthengi ukuba aphumelele ekusebenziseni okoqobo kunye nokuthengwa kwepropati.
• Ukuba usebenza nabasomali-mali, ukuthengwa kweqeshiso kungaba sisixhobo esisodwa kwibhokisi yabo yokubuyisela ngcono kwi-mali.

• Isisombululo esingcono kunokuba ulahlekelwe uluhlu olungathengisiyo.

Kucacile ukuba, ukuba ikhaya lihlelwe kunye nenye i-arhente, awukwazi ukuxoxisana nokuthengwa kwempahla kumthengi wakho, kodwa kunokufaneleka ukuzama. Umthengi wakho uya kuwuqonda umzamo. Kwoluhlu lwesalathiso, ungafuna ukuxoxa ngale ndlela ekuqaleni. Umthengisi wakho angabi nentshisekelo ke, kodwa baya kukhumbula iingxoxo ezinyangeni kamva xa ipropathi ayithenganga. Kwiimarike zethengi, ukubonelela ipropati ngokuthi "ukuthengwa kweenqatshelo ezinokwenzeka" kunokuzisa isipho xa kungekho nto iyenzayo.

Kukho ukukhushulwa kwemali efihliweyo apha. Ukuba usebenza nomthengisi ngepropati yengxaki kwaye mhlawumbi uludwe lwakho luya kuphelelwa yisikhathi, ukuthengwa kwempahla kungamkelwa kwaye kuphindwe kabini ikhomishini yakho. Uphuma uphinde ufumane umthengi-umqeshi ukuba enze le mpahla-yedwa kunye kwaye uncede umthengisi wakho aqhubeke. Ngoku unamacala omabini alo mcimbi. Ukuba uyayilungisa kakuhle, unokufumana ikhomishini ephakamileyo xa kwaye ukuba umthengi umqeshi usebenzisa indlela ayithenga ngayo.

Ngokuqinisekileyo, iqhubezela isinxephezelo sakho esikhulu ngexesha xa kwenzeka njalo. Kodwa, kuya kuba yindoda yokufumana ingeniso yokwamkela xa kwaye kwaye kwenzeka ntoni kwikamva. Ngaphezulu, unomthengi oza kukuthumela kwabanye.

Unokwakha uluhlu lwabathengi abacelomngeni abanokuqeshisa-ngokwabo. Xa unokuzifanisa nomthengisi ngengxaki yepropati, wenze ezimbini abathengi abathengi.

Cinga nje ngohlobo lwakho lotyalo-mali. Ngoku, awuchitheli imali ekuthengiseni ithuba, mhlawumbi ngolunye usuku umthengi. Uhlawulwa ngokukhawuleza ukuvalela kwikhomishini kwelinye icala xa kuthengwa iziphumo.