Abathengisi bezitena kunye nabanqwanqwa baqhinga kakhulu kwiindlela zokusebenzisa abathengi ukuba bahlukane nemali yabo.
Njengabathengi, asisoloko siqaphela ezo zicwangciso, kodwa siyazithobela imihla ngemihla. (Ngaba uke wathenga ibha ye candy kumgca wokukhangela?)
Kuyafana nokuthengwa kwe-Intanethi. Nangona iindlela zihlukile, zisebenza ngokulinganayo. Yaye ukuwaqwalasela kuya kukuthatha kumthengi ongenakubona ukuba uyazi.
Nazi izicwangciso ezilisithoba zokuthengisa abathengi kwi-intanethi ukuzisebenzisa ukuchitha imali ethe xaxa:
1. UkuThumela kweNtlawulo
Eyona nto ifanelekile ukuyithengisa nge-intanethi, ifikeleleke ngezinto ezingenakuthathaka-enye yazo leyo kufuneka uyihlawule ukuba izinto zakho zithunyelwe kuwe.
Abathengisi be-intanethi balinganisa oku kuphazamiseka kunye nokunikezelwa kokuthunyelwa kwamahhala (okanye iirhafu zokuthunyelwa kweendleko). Kodwa ezo zinikezelo zivame ukuza ne-caveat-kufuneka uchithe imali encinci yemali.
Esi sicwangciso sinceda kakhulu abathengisi, kuba abathengi abaninzi baya kwandisa imali yabo kwizinto zokuthengisa ukuze baphephe ukuhlawula ukuthumela.
2. I-Checkout efanelekileyo
Olunye ukuphazamiseka kwintengiso ye-intanethi kufuneka ufake inkokhelo yakho kunye neenkcukacha zokuthumela xa ukhangela.
Iinkampani zijongene nale nto ecasulayo ukufumana inzuzo yakho ngokugcina ulwazi lwakho kwaye ikunike amandla okukhangela ngokukhawuleza. Iiwebhusayithi ezininzi zinikeza "i-checkout express" apho ungakhokha khona ngemizuzwana ngesinye okanye ezimbini zokuthenga ukuthengwa ukusuka kwiphina ifowuni.
Xa abathengi badibanisa i-checkout yokuvavanya amava ngokukhawuleza, kulula, kwaye kulula, banokuthi bathenge kuloo nkampani-kwaye bathenge ngokuphindaphindiweyo.
3. Mkele iRaphulelo
Ngethuba lokuqala ufika kwiwebhsayithi yomthengisi, uvame ukubuliswa kunye nesipho okanye isaphulelo-ngokuqhelekileyo iphesenti ekuthengeni kwakho kokuqala.
Le ndlela ayikukukhuthaza kuphela ukuthenga, kodwa iyakhuthaza ukuba uchithe imali eyithe xa usuka kuthengisa ngesaphulelo.
Ukongeza, ngokubonelela nge-imeyile ngokutshintshiselwa isaphulelo, uya kujoliswa yimizamo yokuthengisa yexesha elizayo.
4. Izinto ezicetyiswayo
Abathengisi abaninzi basebenzisa amaqhinga ukuze bakuthenge iimveliso ezongezelelweyo ezihambelana nento eniyithengayo okanye oyithengile ngaphambili.
Bakwenza oku ngeendlela ezahlukeneyo kubandakanya ukucebisa izinto "ezihamba kakuhle" into oyithengayo, ekuboniseni iimveliso ezifanayo, ukubonisa izinto ezongezelelweyo ezongezelela oko uthengayo, okanye ngokukubonisa abanye abathengi abaye upheqa iimveliso ezifanayo ekugqibeleni kuthenge.
Ngaphezu koko, abanye abathengisi bajonga indlela yakho yewebhusayithi yabo ukubandakanya izinto ezinxulumene nomlando wakho wokuphequlula. Le nkqubo yokuthengiswa kwezinto iziphumo ekuthengiseni ngaphezulu.
5. Ukubuyiswa kwamahhala
Abathengisi ababonelela ngeentlawulo zamahhala abanakho ukuzinikela; ziqhinga. Abathengisi be-Intanethi banokungabikho mfuneko-abanalo ukunethezeka kokubona, ukuthintela, ukubamba, okanye ukuzama izinto. Kwaye ngenxa yoko, abathengi be-intanethi bathatha umngcipheko ngabo bonke abathengi abakwenzayo.
Abazentengiso bazame ukususa loo mngcipheko ngokunikela ngokukhululeka okanye ukukwazi ukubuyela kwizitoro zezitena kunye nezobumba. Abathengi banako ukuthenga-nokuba bangaqinisekanga ngento okanye bafuna ukuthelekisa iimveliso ezininzi-ukuba bayazi ukuba bangabuya ngaphandle kweendleko kubo.
Abathengisi abaninzi banciphisa umonakalo wokubuyisela ngokubandakanya iileyile zokubhadela eziphambili kwaye zishicilelwe ngaphambili zishiya nto kumthengi ukuba zenze ngaphandle kokupakisha kwaye ziyeke ukubuyela kwazo kwiofisi yokuposa okanye kwiinkampani zokuhambisa.
Umgaqo-nkqubo wokubuyisela olungeleyo unokushenxisa abo bathengi abaza kunqumla ukuthenga i-intanethi.
6. Izaphulelo ezisekelwe kwiNani lokuThengwa
Wonke umntu uthanda ukufumana amakhuphoni kunye nezaphulelo kwiindawo ezithandayo. Kodwa bavame ukuza kubamba-isaphulelo sinikwa kuphela xa uchitha ngaphezu kwexabiso elithile leedola. Kwaye kwiimeko ezininzi, uchitha ngaphezulu, i-pesenti enkulu eyayifumanayo.
Njengokuthunyelwa kwamahhala, eli qhinga lifumana abathengi ukuba baqoke imali engaphezulu kuneyona nto ababeyifunayo ekuqaleni-ukuze bahlangabezane nomyinge wesaphulelo.
7. Ukunyaniseka okanye iinkqubo zobulungu
Abathengisi abaninzi banikela nge "insider" okanye iinkqubo zokunyaniseka kubaxumi babo. Izinzuzo zingaquka ukuthunyelwa kwamahhala kuzo zonke iilaydi, isaziso sokuqala sentengiso, imveliso ekhethekileyo, izaphulelo ezikhethekileyo kunye nemivuzo yokuthenga.
Ezi zinto zikhuthaza ukunyaniseka kweentengiso kwaye, ngokuqinisekileyo, zilinga abathengi ukuba bachithe. Kwezinye iimeko, iinkqubo ngokwazo zizisa ngeniso xa abathengi batyala intlawulo ukuba bathathe inxaxheba.
8. Iimpendulo
Xa usukhetha ukungena kwi-imeyili yomthengisi (ngokuqhelekileyo ngokuwamkela isaphulelo sabo samkelekileyo), uba yinxalenye yesicwangciso esicacisayo sokuthengisa. Iinkampani zisebenzisa i-imeyile ukuthengisa iimveliso zazo ngokuqhubekayo kwaye ukuphakamisa ulwazi lwakho ngegama labo.
Ukusuka kukukhumbuza ukuba ushiye izinto kwiinqwelo zakho zokuthenga ukunikela izaphulelo ezikhethekileyo kunye namakhuphoni ekukutshintshiseni iirhwebo ezintsha, nganye i-imeyili oyifumayo isimemo sokuchitha imali yakho.
Abathengisi abaninzi banxibelelana neenkcukacha zabo ngokusekelwe kwiintetho zakho zokuthengisa, oko ucofa kwii-imeyile zangaphambili, kwaye nokuba ngaba awuvule ii-imeyile ezidlulileyo. Oku kungena kwebhokisi lakho lemilayezo engenayo kunikeza amathuba amaninzi abathengisi ukukukhohlisa ukuba uchithe.
Izikhangiso ezijolisiweyo
Ngaba wakha waphawula ukuba emva kokukhangela into ethile, ngokukhawuleza ubone iintengiso zale nto ekhoyo naliphi na ixesha xa upheqa kwi-intanethi? Kubonakala kukulandela naphi na apho uya khona, ukucela nje ukuba uthathe enye ingqwalasela kwaye, ngokuqinisekileyo, uthenge.
Akuyinto engafanelekanga. Abathengisi bakujolise kuwe ngeentengiso ezisekelwe ekuphepheni kwakho, njengoko bayazi ukuba isikhumbuzo sinethuba lokubakho ukuthenga.
Yiba ngumsebenzisi osisilumko
Ngokwemvelo, abathengisi basemashishini enzuzo kunye neqhinga lokuhamba ngalo. Njengomthengi, kukuxhamla ukuba uqaphele izicwangciso ezininzi ezisetyenziswe kuwe ukuze ube nenjongo kwaye uqikelele kwimali yakho.