Amanyathelo okuQala wokuSungula iBhizinisi eliKhenkethi
Abaninzi bamashishini abashishini basebenzisa i-credit yabo ngokwamashishini abo. Oku kubangelwa ukuba abaninzi abanetyala, ababolekisi, nabathengi baya kubonakala baqaphele umlando wakho wekhredithi nanini na ukuba ishishini lisebenzise ngemboleko okanye nayiphi na uhlobo lwekhredithi .
Ngenxa yoko, njengomnini-shishini lomncinci, kubalulekile ukwahlula ishishini kuwe kwaye uyiphatha njengento ehlukeneyo. Okokuqala, fumana i-ID ye-Federal Tax kwaye ukhethe isakhiwo soshishino lakho .
Inombolo ye-ID yenkampani iya kusetyenziswa ukubhalisa kwi-arhente yokubika ngetyala ngoshishino njengeDun & Bradstreet. Ukuseka ingxelo yekhredithi yebhanki kwenkampani yakho inezinzuzo ezahlukileyo, ezifana nokufumana amanani entengo ephantsi kwimali-mboleko kunye nokubeka inkampani yakho ukuba ifumaneke imigaqo yokukhokha evela kubaboneleli.
Khumbula ukuphakama kwamanqaku okuthenga ngetyala, kungcono amathuba okufumana imigaqo engcono yokuhlawulwa evela kubaboneleli. Ngaphantsi kweembonakalo iindlela ezilula zokufumana i-credit card kunye nokuphucula amanqaku akho.
1. Bhalisa kunye neeNkampani zeNkampani zeNtengo
Enye yezinyathelo zokuqala ukufaka isicelo seNombolo ye-DUNS. Emva kokuba wenze njalo, qhubeka ukwakha iphrofayili yentengo yekhredithi, eyahlukileyo kwingxelo yakho yemboleko yesikweletu, ngokufumana i-credit evela kubaboneleli nabathengisi.
2. Ukuhlawula ii-Invoyisi ezihlawulwe ngexesha
Into enye echaphazela ngetyala lezorhwebo lihlawulwa ngokukhawuleza. Ngoko ukwenzela ukwandisa amanqaku okuthenga ngetyala, kuhlale kucebise ukuhlawula bonke ababolekisi bakho, ababolekisi nababoneleli ngexesha elifanelekileyo ngaphandle kokusilela.
Kukulungile ukuba uqaphele ukuba ingxelo yekredenti yenkampani yakho iya kubonisa ukuba ishishini lakho lihlawula kangcono kunamagama.
3. Khetha uMboneleli onika i-Data Data Payment kwi-Arhente yeNtengo yeNtengiso
Le yinye into ebalulekileyo yokukhathazeka kufuneka uyibeke ingqalelo xa ifika ekukhethweni kwakho komthengisi. Amashishini amaninzi amancinci afumana iingxelo zeekhredithi ezingaphelelanga kuba abaninzi abathengi okanye abathengi abachazi iintlawulo ezenziwe kwi-arhente zeentengo zemboleko.
Ngaloo ndlela, ukuba uyazi ukuba ishishini lakho lenza zonke iintlawulo ngexesha, kuyacetyiswa ukuba zicinezele ukuba zichaze zonke iintlawulo kwii- arhente zentengiso ezahlukileyo. Oku kubangelwa kukuba ababoneleli abaninzi ababiki iintlawulo ezenziwe ngabo ngamashishini. Ngoko ke, khetha umthengisi okanye umnini-mboleko obika zonke iintlawulo ozenzayo ukwenzela ukuphakamisa amanqaku akho.
4. Gwema ukusebenzisa iNgxowa-mali enkulu
Emva kokuba ishishini lakho lisungulwe kwaye asinakuxhomekeka ekubolekeni, kulungile ukutyalomali kwi-shishini kunokuba uthathe imali mboleko kwi-credit. Ngakolunye uhlangothi, kulungile ukuba ungasebenzisi zonke iitaliti ezinikezelwa ngababolekisi. Oku kubizwa ngokuba ngumlinganiselo wokusetyenziswa kwemali. Ngaphantsi kwekhredithi oyisebenzisayo ngaphandle kwetyala elipheleleyo elikunike lona, ​​iphakamileyo lakho lekhredithi liya kuba. Ukusebenzisa i-ngxowa ngaphantsi kubonisa ukuba ishishini lakho lizinzile ngokwezezimali kwaye aluxhomekeke kwikhredithi. Ngokuxhaswa ngokugqithiseleyo kunye nokuxhaswa ngekhredithi, inkampani yakho ibonwa njengengxowa-mali.
5. Ukwahlula Imbali Yakho Yomntu kwi-Business Credit History
Ekugqibeleni, sinokucetyiswa kakhulu ukuba uhlukanise isikweletu somntu siqu kwi-shishini kwimiba yonke yokusebenza kwakho ukuze unciphise impembelelo yabo.
Ngokomzekelo, ukuba uhamba nobunzima bezezimali ngokwabo, akufanele ukuphazamise ingxelo yengxelo yeentengo zekhredithi.