Ukuba uthengisa ishishini, unokufuna ukubandakanya ingxoxo malunga nokuhlawulwa kwemali kwiingxoxo zakho kunye nomthengisi.
Yintoni i-Out-Out? Njani i-Out-Out Out Calculated?
Ukuzuza (okanye ukufumana) yindlela yokuthenga ishishini apho umthengisa uthengisa ishishini kwaye intlawulo yomdayisi isekelwe kwimbuyekezo yebeshishini kwithuba leminyaka.
Kukho iindlela ezininzi zokubala ukufumana imali. Kwiimeko ezininzi, ishishini okanye i- asethi yezoshishino yinkqubo yokuthengisa exabisekileyo , kwaye ukuhlawula isamba semali kuchongiwe. Emva koko ezi ntlawulo zisasazeka kwiminyaka emininzi. Iintlawulo zibophelelwe kwiingeniso zoshishino, ngoko ke ukuba iingeniso ziphezulu, ukuhlawula kwenziwa ngokukhawuleza. Ukuba iingeniso azikho eziphakamileyo, iintlawulo ziphantsi kwaye umboleko uthabatha ixesha elide ukuhlawulwa.
Ngokomzekelo, ukuba umthengi nomthengisi bavumelane ngentengo yokuthenga yoshishini njenge-$ 750,000, umthengisi angavuma ukuba abuyiselwe eli xabiso kwixesha elithile, ngokusekelwe kwipesenti yenzuzo / inzuzo yebhizinisi.
Umthengisi angasungula ipesenteji yokufumana umvuzo ngamnye kunyaka ngamnye, okanye inani elincinci.
Unyaka wokuqala, ubuncinci bunokuba ngu-10% wemali yentlawulo phambi kwentlalo, irhafu, ukuhlaziywa kunye nokuchithwa kwemali (EBITDA), kwaye akukho ngaphantsi kwama-150,000. Unyaka wesibini, ubuncinane bunokuba yi-$ 200,000, njalo njalo. Umgaqo wukuthi bhetele ukusebenza kwenkampani, ngokukhawuleza umboleko-mali othengiswe ngemali uhlawulelwa.
Imigaqo ye-earn-out ifana nokuxhaswa ngemali kumthengisi.
Ziziphi iiNzuzo zokuSebenzisa ukuFumana ukuThengiswa kweShishini?
Ukufumana izibonelelo kukubonelela ngetyala kumthengi kunye nomthengisi.
Ukusuka kwimbono yomthengi, ukuxhaswa ngemali kwandiswa kwithuba leminyaka, okwenza kube lula ukuhlawula ukuthengiswa kweshishini. Ekubeni i-payback ibophelelwe kwimali, umthengi akayi kuhlawula kangako ukuba iimali ezingenayo ziphezulu.
Ukusuka kwimbono yomthengisi, ukukwazi ukusabalalisa iintlawulo ngeemali zerhafu ezininzi kunceda ukunciphisa impembelelo yentlawulo yentengiso ( kwerhafu yentlawulo yexabiso ). Umthengisi unenzuzo kulolu hlobo lwenkqubo, kuba umthengi unesishukumiso sokwenza kakuhle ukuze ahlawule imali yokuthengisa ngokukhawuleza.
Yiyiphi i-Drawbacks yokuSebenzisa ukuFumana?
Ukuphumelela kwakhona kunemiqobo yokuthenga umthengi kunye nomthengisi.
Ukusuka kumbono womthengi, umthengisi usekhotyelwe kwishishini, kwaye angathanda ukungena ngaphakathi kwaye "ancede" ukuba iimvuzo aziphezulu. Isivumelwano sokufumana umvuzo kufuneka sichaze ukuba umthengisi angathathi nxaxheba kwishishini emva kwexesha lokutshintsha.
Ukususela kumbono womthengisi, impendulo ecacileyo kukuba i- earnings ayinakuphakanyiswa ngokwaneleyo t o kubuyisela le mali ngokukhawuleza, okanye umthengi angahle ahlawule.
Isivumelwano sokufumana imali kufuneka sibandakanye ukukhuselwa komthengi ngendlela yobuncinane kwaye mhlawumbi amandla okubuyisela ishishini ukukhusela i-bankruptcy.
Ukuqwalasela ukuphumelela? Fumana amacebiso
Ukuziphendulela: Eli nqaku lichazwe ngokufutshane malunga nendlela yokufumana umsebenzi. Akujoliswanga ukuba irhafu okanye iingcebiso zomthetho.
Ukuba uthengisa okanye uthengisa ishishini kwaye ucinga ngokufumana imali, qiniseka ukuba ufumane iingcebiso kumcebisi wakho wezezimali, umcebisi weerhafu, kunye negqwetha. I-earn-out isivumelwano esiyinkimbinkimbi kwaye zonke izinto kufuneka ziqwalaselwe ngenyameko.