Kuthetha ukuthini ukulinganisa, kunye nendlela ebalwa ngayo?
Ukuqonda ukunyuka kwezeMali kunye neengozi zezeMali
Inkxaso yemali yenkampani ibonisa ukusetyenziswa kwayo kwemali eboleweyo ukunyusa umthamo wokuthengisa, ngaloo ndlela inyuse inzuzo. Umnini-shishini, umzekelo, unokwandisa umyinge wemali kunye nemboleko yebhanki evumela ukuba athenge umatshini wokuvelisa. Umngcipheko wezezimali ubonisa umngcipheko owongezelelweyo wokungagqibekanga xa inkampani ikhula ngokusetyenziswa kwayo kwemali.
Nangona umlinganiselo wezemali kunye neengozi zemali akuzona izinto ezifanayo, zidibeneyo. Ukulinganisa iqondo apho inkampani isebenzisa umlinganiselo wemali, okanye ukwandisa ishishini layo ngemali eboleweyo, inika indlela elula kubalwa yokuhlola ingozi yemali yenkampani.
Ukubala iRatios Ratios
Izilinganiso eziqhelekileyo ezisetyenzisiweyo ziquka ukulingana kwetyala-kuya-equity ratio (i-debt total / equity equity), amaxesha anomdla anikwe (inzuzo phambi kwentlalo kunye nentlawulo (i-EBIT) / inzala epheleleyo), inani letyala (i-debt total / assets total), kunye ulinganiso (ubulungisa / ixabiso).
Uninzi lweziphumo zokufikelela kwiiratiyo zivela kwi-balance sheet, nangona i-EBIT ifumaneka kwinkcazo yenzuzo nenkampani. Ukubala izilinganiso, vela nje ukucoca ulwazi oluvela kwingxelo yezimali yenkampani kwi-equation ratio. Qaphela ukuba usebenzisa amanani ukusuka kwithuba apho unomdla; kuba idatha yedatha yebhanki imela "i-snapshot" ngexesha, sebenzisa inqaku elifanayo ngexesha lokubala nokuthelekisa ii-ratios.
Umzekelo, xa ubala ubungakanani bemali-ye-equity ratio kwiminyaka emithathu yembali yezemali, umhlalutyi uza kukhetha iqondo elifanayo ngexesha, njengesiqhelo sonyaka-mali wokugqibela, ukuqokelela idatha yoqikelelo lwamawaka kunye nonyaka- ukuthelekiswa komnyaka, okanye idatha yekota yekota ukuthelekisa umsebenzi ngaphezu kwamanqaku amane ngonyaka omnye.
Iingxelo zokuhlalutya kwamanani angabangela ixabiso kwiinkqubo zemali zeenkampani xa kuthelekiswa nexesha. Njengokubala kwexesha elilodwa, izilinganiso zokuhamba zingenakho ukubonelela naluphi na intsingiselo yangempela. Nangona isiphumo esisodwa somlinganiselo sinika ulwazi oluneenkcukacha malunga nenkqubo yezemali yenkampani, inentsingiselo enkulu xa ibonakaliswe ngokumalunga nomlinganiselo ofanayo ukusuka kwixesha elithile, umncintiswano ofanayo, okanye umgangatho wezentengiso zenkampani.
Iimpawu ezixhasayo njenge-Indicator Risk Indicator
Ukutolika iziphumo zokubala kwemilinganiselo yokulinganisa ukunikezwa kolawulo, abahlalutyi, kunye nabatyalisi abanolwazi oluluncedo kwinkampani enikwe. Ngokomzekelo, iinkampani zamashishini abucala zixhaphaza iimali ezibolekwe ukuxhasa imali enkulu kwinxalenye nganye yezinto ezifunyenweyo. Ingxenye yemali yokuthenga (okanye ithathe) enye inkampani ivela kwi-private equity firm. Isisele eseleyo sivela kwiityala ukuba iqumrhu elizimeleyo ligcinwe kwigama lenkampani ejoliswe kuyo, ngokubhekiselele kwixabiso leenkampani ezijoliswe kuyo, oko kubonisa kwi-balance sheet yekampani.
Lo msebenzi ubangela ukuba ulungelelaniso oluthile lwezithuthi lukhuphuke njengesiphumo kwaye lubonakalise ingozi eyongezelelweyo yenkampani entsha ephezulu.
Nangona iziphumo eziphezulu zokulingana zibonisa ukuphakama kwemali ephezulu, abahlali bathetha inkampani kwixinzelelo lwezemali. Nangona amafemu aneemilinganiselo eziphakamileyo zokukhawuleza enomngcipheko ophezulu, iinkampani ezilawulwayo ezifana neenkampani zesebenzayo zihlala ziqhuba ngamanqanaba aphezulu. Iinkampani zeMonopolism zisoloko ziba nemiphumo ephezulu ngenxa yokuba ingozi yabo yemali iyancitshiswa ngoshishino lwabo olunamandla. Ukongezelela, iimashishini ezinkulu, ezinjengokuvelisa, ngokuqhelekileyo izixhobo ezibiza ngexabiso, ezikhokelela kwizivumelwano eziphezulu.