Ukukhupha iindleko zoshishino kwiRhafu yakho

Intlawulo yeMali kunye neNzuzo yeNzuzo kunye neNtlawulo yezoRhwebo

Kwiimeko ezininzi, inzala yindleko ezithintekayo kwi shishini lakho. Kodwa kukho ukunciphisa kunye nemingcele. Iindleko zenzalo zixhomekeke ekubeni iindleko zithengwa kwipropati yezoshishino, kwiimali zamashishini (njengetyala lekhadi lesikweletu), okanye inzala ekutyalomali. Eli nqaku lijongene neendleko zombini kunye nenzuzo yengeniso kunye nendlela ekuchaphazela ngayo irhafu yakho yentela.

Inzala kwiiRhwebo zeMali

Amashishini angathatha inzala kwimali-mboleko eyenziwe kwishishini, iinjongo, kubandakanywa nemali yokuthenga imali kwipropati yeshishini, iimali-mboleko zexesha, kunye nemigqaliselo yeebhanki.

I-IRS ithi unako ukurhola inzala kwiimali-mboleko zoshishino ukuba:

Ukukhutshwa kweentlobo zeeNkcitho zoTywala

Ukuba ibhizinisi lakho liboleka ukuthenga into ethile, uya kuthi uhlawuliswe inzala kwimali.

Inzala efunyenwe ngaphambili. Kwiimali zokuthenga ngempahla kwipropati yezoshishino, ungagqiba ukuhlawula umrhumo ukusuka kumhla wokuhlawulela ukuya kumhla wokuvala, njengenxalenye yeendleko zakho zokuvala.

I-IRS ithi xa uhlawula inzala, kufuneka unike umdla kwiminyaka yerhafu apho inzala iyasebenza. Unokutsala ngonyaka ngamnye kuphela umdla osebenza kulowo nyaka.

Iindleko zenzalo njengenxalenye yeendleko zeempahla ezithengiswayo. Ndiyathanda ukuthenga izinto ezenziwe ngetyala kwiintengo zokuthenga kufuneka zifakwe kwiindleko zakho zeempahla ezithengisiweyo.

Inzala yenzalo. Ngokuqhelekileyo, ukuchithwa kwakho kweendleko zentengo yotyalomali kupheleliswe kwingeniso yakho yentengo-mali. Okokuthi, inzala yenzalo ayikwazi ukuba mkhulu kuneniso engenayo evela kutyalo-mali. Kodwa, unokukwazi ukuqhuba iindleko zentengo eyongeziweyo kwiirhafu zonyaka.

UWilliam Perez, uMcwangcisi woNgeniso lweRhafu, unolwazi olungakumbi malunga nokunciphisa ishishini kunye nomdla wotyalo-mali.

Awukwazi Ukukhupha iNzala

Awukwazi ukurhoxisa inzala ekufuneka ifakwe kuyo, oko kukuthi, inzala eyongezwa kwibhalansi yintloko yemboleko okanye umboleko. Iindleko zenzalo kufuneka zithinteke kunye nezinye iindleko zoshishino.

Ibhantshi ngokumalunga noTshintsho lweNzala

Iindleko zenzalo zemali-mboleko mboleko azihlawulwanga, ngaphandle kwenzalo yemboleko mboleko. Kodwa ukuba unomboleko woshishino oluxubekileyo kunye neendleko zendleko , unokukrazula isabelo esinjengezo zoshishino.

Omnye umzekelo othile wezinto ezihlangeneyo zezoshishino kunye neendleko zentshisekelo yentsapho zijongene neendleko zezoshishino zasekhaya. Inxalenye yeshishini yenzalo yokuthenga indlu, kunye neerhafu zepropati, ichithwa njengendleko yoshishino.

Kuphi ukubonisa le ntlawulo

Ngolwazi olungakumbi malunga neNzuzo yeMali kunye neendleko

Imithetho yokunciphisa inzala ye-IRS yinkimbinkimbi. Bona i-IRS Publication 535 ngolwazi olunzulu malunga ... kunye ne-IRS Publication 550 kwiNkcitho yeNzala yeMali kunye neMali yeNzuzo.

Ukuzikhusela
Eli nqaku linika ulwazi oluqhelekileyo, kwaye aluhloselwe ukuba irhafu okanye isiluleko somthetho; Andiyena ummeli werhafu okanye ulungelelwaniso lwerhafu. Bhekisela kwiimpembelelo ze-IRS kwaye nixoxe ngokuncitshiswa kweerhafu nomcebisi wakho werhafu.