Iimpendulo Zemibuzo Yakho malunga neerhafu njengeContrakta elizimeleyo
Kule nqaku, uya kufumanisa malunga nendlela yokuzihlawula, ukuba kufuneka uhlawule njani irhafu kwintlawulo yakho yoshishino, kwaye ungayigcina njani imali kwiirhafu zeshishini ngokunciphisa iindleko zoshishino.
Yintoni ikontraka ezizimeleyo?
Ikontrakta elizimeleyo ngumntu osebenzela omnye umntu, kodwa kungekhona njengomqeshwa. Ngenjongo yerhafu yengeniso, uthathwa njengomnikazi wedwa. Ukutyunjwa "umnini-mhlaba wedwa" kuphela uhlobo olusisigxina lweshishini elincinci. Awudingi ukuhlawula ukubhalisa ishishini lakho kunye nekarhulumente okanye ne-IRS, kwaye akudingeki ukuba ufake (fom iqumrhu).
Ngaba isivumelwano sokuzimela sithintela njani umvuzo wam?
Uyakuhlawula umsebenzi owenzayo kwishishini lakho, kodwa iintlawulo zakho azikho umvuzo okanye umvuzo. Ezi ntlawulo ziyinzuzo yezoshishino. Awutholi umvuzo kwi shishini lakho. Imali oyifumanayo kumsebenzi wakho okanye iimveliso zakho iya kwi shishini lakho ukujonga i-akhawunti (ewe, kufuneka ube ne-akhawunti yebhanki yebhanki eyahlukileyo). Unokuthatha imali ngaphandle kweshishini (ibizwa ngokuba "ukudweba"), kodwa kungekhona njengomvuzo ngenxa yokuba ungumnikazi , kungekhona umqeshwa.
Isixa othabathayo njengomnini asichaphazeli irhafu yakho; kufuneka uhlawule irhafu kwiYONKE inzuzo yebhizinisi lakho, nokuba uyayikhipha okanye ayikho.
Ngenxa yokuba awuyena umqeshwa, iintlawulo ozifumanayo kwi-shishini lakho alinayo inkokhelo yokubanjwa kwerhafu efunyenwe kubo, kwaye akukho zithintelo zokhuseleko loluntu okanye kwi-Medicare.
Ngokuqinisekileyo, awukwazi ukuphuma ekuhlawuleni irhafu, kwaye kufuneka uhlawule irhafu yombuso kunye neyorhafu yengeniso yakho kwingeniso yakho emsebenzini wakho njengonkontileka ozimeleyo, ngokubuya kweerhafu yeshishini. Imirhumo yokhuseleko loluntu kunye ne-Medicare nayo kufuneka ihlawulwe; le ntlawulo edibeneyo ibizwa ngokuba yerhafu yerhafu yabasebenzi abakontrakthi abazimeleyo.
Uba ngumnini-mnikazi / yontrakti yedwa osebenza njani irhafu?
Xa ulungiselela irhafu yengeniso yakho, uza kulungisa ifomu ebizwa ngokuba yiShedyuli C , e dwelisa ingeniso yakho yoshishino kuwo wonke umsebenzi wakho wokuthengisa, unciphisa nayiphi na indleko. Uninzi lwe-IC lungenza ifayile ebizwa ngokuba yiShedyuli C-EZ, apho ubhala nje ingeniso yakho yonke kwaye ushwankathele iindleko zakho. Kuthatha imizuzu kuphela ukugqiba.
Ziziphi iindleko endizithabathayo njengonkontileka ozimeleyo?
Unokukrazula iindleko zeshishini eziqhelekileyo ozihlawuleyo. Naliphi na iindleko, kufuneka ube neirekhodi ezilungileyo , ezenziwe ngexesha leendleko, ukubonisa ukuba yintlawulo yezoshishino kunye nemali yeendleko, xa kuthengwa uphicotho. Nalu uluhlu lweentlawulo zerhafu kwi-A ukuya ku-Z.
Unqwenela ukuthatha amaninzi amanqununu ngokusemandleni akho. Kodwa kufuneka ukwazi ukubonisa ukuba imali yachithwa kwaye yayiyinjongo yezoshishino.
Ndiyazi njani iindleko zoshishino?
I-IRS ithi iindleko zineenjongo ezithile zoshishino zingancitshiswa. Ukuba ufuna ukukrazula iindleko, ezi ndleko mazibe ngokucacileyo kwishishini lakho , kungekhona . Kwakhona, iindleko kufuneka zibhalwe ngokucacileyo, ngomhla, isixa, kunye nenjongo yezoshishino.
Ngaba kufuneka ndihlawule irhafu yerhafu ?
Ukuba ishishini lakho linenzuzo, unokufuna ukuba wenze iintlawulo eziqikelelwa kwiirhafu zeshishini lakho. Kodwa, ukuba uneminye imithombo yengeniso, unokukwazi ukwandisa ukubambelela kwakho kwingeniso evela emsebenzini ukuya kwi-akhawunti yerhafu yengeniso eyongezelelweyo kunye nentlawulo yerhafu yokuzifunela ekufuneka uyihlawule. Ukuze nje kucace, iirhafu eziqikelelwa kufuneka zifake iirejista zakho zerhafu kunye ne-tax-to-job tax omele i-Social Security and Medicare.
Okokuqala, qaphela ukuba unako ukwandisa imali efunyenweyo kwi-pay yakho evela kwiminye imithombo engenayo. Ukuba awunayo nayiphi na imali yokumisela ukulungiswa, unokufuna uncedo ukufumanisa ukuba ngaba uya kufuneka ukhokhe irhafu eqikelelwayo kwingeniso yakho njengonkontileka ozimeleyo. Ukuba unemivuzo evela kunyaka odlulileyo, ungayisebenzisa njengesizathu sokubala i-bill tax estimation yakho okanye usebenze nomcebisi weerhafu.
Izinto zerhafu zivakala nzima. Ngaba kufuneka ndihlawule omnye umntu ukuba enze irhafu?
Unokufuna uncedo kunye (a) noHlelo lwe-C okanye iShedyuli C-EZ, (b) IShedyuli SE ukubala inani lemali yentela yokuqeshisa, kunye (c) nokubala kweerhafu eziqikelelwayo ezifunekayo. Ukuba unayo irhafu yerhafu yoshishini, kungekho nabasebenzi okanye i-inventory yemveliso, unokukwazi ukusebenzisa enye yale nkonzo ye- intanethi yokulungiselela irhafu.
Ngaba ndiza kufumana i-W-2 ngenjongo yentlawulo yengeniso?
Esikhundleni sokufumana i-W-2 ngoJanuwari kunyaka ngamnye, uya kufumana ifom ye- 1099-MISC ebonisa inani elipheleleyo olifumana kumthengi ngamnye osebenze kulo nyaka. Ukuba iintlawulo zakho zivela kumthengi omnye zingaphantsi kweedola 600, awuyi kufumana ifom ye-1099-MISC, kodwa usenokuba kufuneka ufake ixabiso ohlawulwe ngalo kwerhafu yakho yentela.
Ndingayihlawula njani irhafu yengeniso kwingeniso yam njengekontraka ozimeleyo?
Okokuqala, kufuneka ufumane ingeniso yemali kuyo yonke imisebenzi yezoshishino. Ingeniso evela kumsebenzi wakho njengesiqendu ibhalwa kwiShedyuli C. Ingeniso evela kumsebenzi wakho njenge-IC ibalwe, kwaye ke nayiphi na intsalelo ithathwa, ukuze inikwe inombolo ngenani lomvuzo. Eli nani liziswa kwiNombolo ye-12 yeFom yakho ye-1040. Yongezwa kuyo nayiphi na enye ingeniso, kwaye ke irhafu ibalwa kwiholo lakho elipheleleyo elilungisiweyo.
Kuthekani ngerhafu yengeniso yombuso?
Uninzi lube neerhafu zerhafu, kwaye ewe, kufuneka uhlawule irhafu yengeniso kwingxowa yakho njengekontraka ozimeleyo.
Ingxelo yerhafu yokuqeshisa ingabalwa njani kwaye ifakwe kwirejista yam yerhafu?
Imali engenayo yemali ("inzuzo") kwiShedyuli C kukuqinisekisa inani lemali yerhafu yokuqeshisa. Oku kubalwa kwiShedyuli SE . Isiphumo salesi sibalo yintlawulo yerhafu eyongezwa kwingxowa yerhafu yerhafu omele uyihlawule.
Umzekelo weentlawulo zekontraka ozimeleyo:
Ikontrakta elizimeleyo, masibize uCarol, isebenzela abathengi abaningana ngo-2018 kwaye ufumana imali eyi-18,000 eyi-year ngonyaka, njengoko kuboniswe kwiifom ze-1099-MISC ezifunyenweyo. Akanayo enye ingeniso, kodwa umyeni wakhe uTom unomsebenzi wexesha elizeleyo kwaye bafaka ingxelo yokubuyisela irhafu.
Ufakela iShedyuli C-EZ yeentlawulo zayo zoshishino ze-2018. Unako ukufakazela ukuba wahamba ngeekhilomitha ezili-250 ukuya kwimihla ukuya emsebenzini, ngako-ke (kwizinga le-IRS mileage ye-2018 yeekhilomitha ezingama-54.5 i-mile) angayenza i-$ 86.25. Oku kwenza umvuzo wakhe kwi-shishini lakhe i-$ 18,000 engaphantsi kwama-86.25, okanye i-$ 17,913,75. Le mali ihamba kwi-1040 yabo kwiNqanaba 12: Ingeniso yezoshishino (okanye ukulahleka).
Kumele ahlawule irhafu yerhafu yokuzifihla kwi-$ 17,913,75. Angasebenzisa ifom elifutshane IShedyuli SE. Umphumo weShedyuli SE yokubala ubonisa ukuba uhlawula i-$ 2687.05 (15.3%) yerhafu yokuqeshisa. UCarol ufumana iitaliti zesixa-mali seNtlalo. Isiqingatha sale mali ($ 1343.53) sithathwe kwi-Page 1 yokubuyela kwerhafu yengeniso, ukwenzela ukunciphisa ingeniso yayo yonke ingeniso yonyaka.
Ukubhaliweyo kwerhafu yerhafu eyongezelelweyo yonyango, uTom unokwandisa ukuyeka kwakhe emsebenzini wakhe, okanye uCarol angaqalisa ukuhlawula irhafu eqikelelwayo, athathe imali epheleleyo ye-2,687.05 yeeRandi kunye nokuhlula ngo-4 kwaye ahlawule enye yesine kwikota nganye (uAprili 15, Julayi 15, Oktobha 15, noJanuwari 15, 2016).
Lo ngumzekelo omnye wendlela iirhafu zekontraki ezizimeleyo ezingasebenza ngayo. Imeko yakho inokuba yinto ehluke ngokupheleleyo, ngoko nceda ukhangele kunye neengcali zerhafu okanye usebenzise enye inkqubo yeprojekthi yokulungiselela irhafu ukukunceda ulungiselele irhafu yakho.