Funda indlela yokufumana iNgeniso eQinisekayo kunye neFayili yoMgcini-mali

Kubalulekile ukuqhubeka ukukhangela abathengi abatsha njengomcebisi, kodwa kufuneka ulandele izivumelwano zesikhathi eside kunye nesivumelwano sokugcina esichaza iifizi ozifumanayo. Abaninzi bee-freelancers kunye nabaqeqeshi bee-consulting bahamba ngokukhawuleza abathengi. Ulwabiwo-mali oluncinci kunye nokungabikho kwezicwangciso zangexesha elide kuthetha ukuba umsebenzi omkhulu uza kuba ngexeshana okanye iiprojekthi ezodwa, kodwa akumele kube njalo.

Sisiphi isiVumelwano soMgcini-mali

Isivumelwano sokugcina isivumelwano phakathi kweenkampani kunye nomcebisi okanye i-freelancer.

Ngokungafani nomsebenzi wakho oqhelekileyo, ohlawulelwa kwiprojekthi nganye, ugcino luhlawulwa ngaphambi komsebenzi. Ukuba nomsebenzi ekugcineni umsebenzi kulungile kwiinkampani kuba kuthetha ukuba baya kuba nekontrakta ezinikezele ixesha eliye bahlawula ngalo.

Eli lungiselelo lilunge ngakumbi kubaxhamli be-freelancers kunye nabacebisi kuba kuvumela ukuba babe nemali ngaphambili, okwenze ukuba bakwazi ukuhlawula ibhajethi yabo engcono nemali yenyanga leyo. Ekubeni isivumelwano se-retainer siqinisekisiwe ngeniso, sifunwa kakhulu yiinkampani ezizimeleyo.

Ukufumana uMgcini-mgcini

Ukufumana i-asethi yintengo enkulu kwi shishini lakho lokubonisana, kwaye ungaqala kunye nabaxhasi bakho. Khetha abathengi ozonandiphayo ukusebenzisana nabo kunye nezoshishino zabo zizinzileyo.

Sebenzisa ixesha lokucamngca indlela ugcino oluza kunceda ngayo ukulungisa ezinye iingxaki zabaxumi bakho. Mhlawumbi ngexesha lokuthetha, ucebise iphrojekthi eyingozi, kodwa umthengi wayengaqinisekanga ukuba uyayifeza njani.

Ukugcinwa kwezinto kungakugcina usebenza kule projekthi kwaye uyifake ebomini, ukhulule uxinzelelo kumthengi wakho.

Ukunikezela isivumelwano sokugcina njengesisombululo esiluncedo. Ukunikela ukuphatha iiprojekthi kwinyanga enye kwimali ebekwe. Emva kwexesha, umxhasi uza kubona ukubaluleka kokubambisana kwexesha elide kwaye mhlawumbi uya kwandisa i-retainer kwiinyanga eziliqela.

Ukusingatha iingcamango ezingaboniyo malunga nabagcini

Ngaphambi kokufaka isivumelwano sokugcina kubathengi, qondani ukuba abanye abantu banxulumene kakubi nekota. Abanye abathengi banokuba namava ambi kunye nabacebisi kwixesha elidlulileyo abangazange basebenze iiyure ezivunyelwene ngazo kwaye zibiza imali. Yingakho kubaluleke kakhulu ukusebenza kwizivumelwano zesikhathi eside kuphela nabaxhasi osebenzele ngaphambili. Oku kunceda ukwakha izinga lokuthembela kumakhono akho, ukuthembeka, kunye nemveliso eya kwenza ukuba bakwazi ukuvuma isivumelwano sokugcina kunye nawe kunokuba umntu omtsha.

Ukukhetha ireyithi

Abathengi abaninzi baya kucinga ukuba kuya kuba nesaphulelo sokusayina isivumelwano sokugcina, kodwa njengomcebisi, akunjalo. Usalindeleke ukuba uhlawulelwe iiyure ezisebenza, ngoko kuyacetyiswa ukuba unganikeli isaphulelo kodwa unike iphakheji yeeyure kwisilinganiso sakho esiqhelekileyo. Kunoko, gxininisa inzuzo kumthengi.

Ngokufumana i-chunk yexesha nganye ngenyanga, unokugxininisa ngokupheleleyo kwiimfuno zabo kunye nemiba kwaye usebenze ukuzisombulula. Oku kunokulungelelanisa iinkqubo zabo kwaye kubangele inzuzo. Ukunikezela umsebenzi ophezulu kunye nokubuyela kwiityalo-mali kuya kugcina abaxhamli bakho bavuya kwaye bazimisele ukubeka izivumelwano zokugcina.

Njenge-freelancer okanye umcebisi, kubalulekile ukugxila ekwakheni ubudlelwane bexesha elide kunye nezivumelwano zokugcina indawo ngaphandle kweenkalo zabathengi bodwa. Ngomsebenzi wakho, unokubeka isivumelwano sakho njengesinyathelo esibalulekileyo ekuncedeni abathengi bakho bafezekise iinjongo zabo.